Berrien County property record for 403 S Oak St, Buchanan, MI 49107
| Property Type | Commercial |
|---|---|
| Details | 3,464 sqft · built 1916 |
| Lot Size | 0.314 acres (13,678 sqft) |
| Owner | Individual Name on File |
| Last Sale | $57,000 (Jan 2000) |
| Tax Bill | $685 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 58-1500-0054-00-1 |
| Primary APN | 58-1500-0054-00-1 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,464 sqft Building Perimeter |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 13,678 sqft (0.314 acres) |
| Lot Dimensions | 138 ft deep x 99 ft wide |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 403 S OAK ST |
|---|---|
| City | BUCHANAN |
| State | MI |
| Zip | 49107-1533 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | R-1 SIN |
| Legal Description | LOT 2 & N1/2 OF LOT 3 BLK D A C DAYS ADD TO BUCHANAN ALSO THE W1/2 OF VACATED ALLEY LYING E OF SD LOTS |
| Legal Subdivision | A C DAYS ADD |
| Legal Block | D |
| Legal Lot Number | 2-3 |
| Legal Unit | 2,3,S |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BUCHANAN |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 20200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Buchanan North and West Neighborhoods Historic District listed 2011 · 575 contributing resources · NRIS 11000863 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
403 S Oak St, a commercial property, is owned by an individual who acquired it in September 2012.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 W ROE ST, BUCHANAN, MI 49107-1513 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2000 · Amount on File |
| Deed Sale | Jan 21, 2000 · Amount on File |
| Prior Sale | Oct 20, 1999 · Amount on File |
| Deed Book / Page | 2031 / 1091 |
| Last Transfer Date | Sep 14, 2012 |
| Transfer Doc | 03008/0991 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 403 S Oak St was $685.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Buchanan City |
| Unified School District | Buchanan Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,000 | $124,000 | |
| 2025 | $685.00 | ||
| 2023 | $24,400 | $48,800 | |
| 2022 | $630.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 403 S Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 403 S Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUCHANAN serves 4,871 people · EPA ID MI0000960 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Mercury Fiber.
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