403 S Michael Ave, Muskogee, OK 74403 Property Records

Muskogee County property record for 403 S Michael Ave, Muskogee, OK 74403

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,732 sqft · built 2004
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Mar 2024)
Tax Bill	$3,511 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00030320A36`

Property Details

APN / Parcel Number

Primary APN	`00030320A36`
Alternative APNs	`1593-31-004-011-1-000-00` `510049869`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,732 sqft Living Area
Gross Area	950 sqft
1st Floor Area	950 sqft
2nd Floor Area	782 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	1 ft deep x 9,583 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	112 sqft
Patio Area	56 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	510049869
Street Address	403 S MICHAEL AVE
City	MUSKOGEE
State	OK
Zip	74403-2350
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	DIAMOND CREEK LOT 11 BLOCK 4
Legal Subdivision	DIAMOND CREEK
Legal Block	4
Legal Lot Number	11
Jurisdiction	MUSKOGEE OK
Township / Civil Division	MUSKOGEE
Census Block Group	4
Census Block	4001
Census Tract	801

Owner

Source: Muskogee County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 S MICHAEL AVE, MUSKOGEE, OK 74403-2350
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2024 · Amount on Record
Deed Sale	Mar 19, 2024 · Amount on Record
Prior Sale	Aug 20, 2004 · Amount on Record
Deed Document Number	20242527
Deed Book / Page	4894 / 571
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKOGEE OK
Recording Date	Mar 19, 2024
Property Address	403 S MICHAEL AVE, MUSKOGEE, OK 74403-2350
Document Number	0000002527
Book / Page	4894 / 571
Instrument Date	Mar 18, 2024
Instrument	2024-002527
Transaction Type	Transfer
Record Updated	Mar 27, 2024
Title Company	NOT AVAILABLE, MUSKOGEE ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$427.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 AND 403 S MICHAEL AVENUE, MUSKOGEE, OK 74403-2350

Mortgage

Document Number	0000002528
Date	Mar 19, 2024
Instrument	2024-002528

Lender

Name	AMERICAN BANK OF OKLAHOMA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

Source: Muskogee County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Muskogee County
Municipality	Muskogee City
Unified School District	Muskogee Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,350 (+4.45%) Land $1,121 Building $30,229	$285,000 (-25.65%) Land $10,190 Building $274,810
2025	$3,511.00 (+7.37%)	$30,013 (-) Land $846 Building $29,167
2024	$3,270.00 (+11.72%)	$30,013 (%) Land $846 Building $29,167	$383,316 (-2.8%) Land $11,979 Building $371,337
2023	$2,927.00	$30,014 Land $791 Building $29,223	$394,362 Land $7,187 Building $387,175

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Bluepeak Fiber	5,000 / 5,000
Optimum Cable	940 / 35
AT&T Fixed Wireless	100 / 20