Champaign County property record for 403 S Main St, Homer, IL 61849
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,180 sqft · built 1910 |
| Lot Size | 0.213 acres (9,264 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,637 (2024) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-30-09-301-003 |
| Primary APN | 26-30-09-301-003 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,180 sqft Living Area |
| Gross Area | 2,912 sqft |
| Basement Area | 1,180 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Other |
| Lot Area | 9,264 sqft (0.213 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 403 S MAIN ST |
|---|---|
| City | HOMER |
| State | IL |
| Zip | 61849-1319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLOCK 2 THOMAS AND CORES ADD |
| Legal Range | 14W |
| Legal Township | 18N |
| Legal Section | 09 |
| Legal Subdivision | THOMAS AND CORES ADD AND OTHER LAND |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | SOUTH HOMER |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 10800 |
403 S Main St is owned and occupied by two individuals who acquired it in January 2003.
Source: Champaign County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 S MAIN ST, HOMER, IL 61849-1319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 28, 2003 |
| Transfer Doc | 0000005018 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 403 S MAIN ST, HOMER, IL 61849-1319 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003806 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 2022R03806 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CHATHAM, IL 62629 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Jan 1, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.22% |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | South Homer Township |
| Municipality | Homer Village |
| Unified School District | Heritage Community Unit School District 8 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $54,330 Land $4,310 Building $50,020 | $162,990 Land $12,930 Building $150,060 | |
| 2024 | $3,637.00 | ||
| 2022 | $3,157.00 Homeowner's exemption | $44,490 Land $3,530 Building $40,960 | $133,470 Land $10,590 Building $122,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 403 S Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOMER serves 1,200 people · EPA ID IL0190300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Nextlink, T-Mobile.
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