Simpson County property record for 403 S Main St, Franklin, KY 42134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,504 sqft · built 1923 |
| Lot Size | 0.248 acres (10,816 sqft) |
| Owner | Company Name on File |
| Last Sale | $80,000 (Jan 2021) |
| Tax Bill | $702 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jan 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-00-42-027.00 |
| Primary APN | 013-00-42-027.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,504 sqft Living Area |
| Basement Area | 1,168 sqft |
| Unfinished Basement | 1,168 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,816 sqft (0.248 acres) |
| Lot Dimensions | 169 ft deep x 64 ft wide |
| Garage Type | Detached |
| Garage Area | 256 sqft |
| Porch | Porch |
| Porch Area | 224 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 403 S MAIN ST |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-2221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 403 SOUTH MAIN STREET |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 970401 |
Source: Simpson County records · APN 013-00-42-027.00
Assessment roll updated October 15, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 409 W CEDAR ST, FRANKLIN, KY 42134-1709 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 02, 2023 | Deed of Trust, Mortgage · Commercial Mortgage EDMONTON STATE BANK |
| Jan 08, 2021 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 08, 2021 · Amount on Record |
| Deed Sale | Jan 08, 2021 · Amount on Record |
| Deed Document Number | 0000353701 |
| Deed Book / Page | 353 / 701 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 403 S MAIN ST, FRANKLIN, KY 42134-2221 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M537/316 |
|---|---|
| Date | Aug 02, 2023 |
| Book Page | M537/316 |
| Instrument | 1217366 |
| Name | EDMONTON STATE BANK |
|---|---|
| Type | Bank |
| Address | GLASGOW, KY 42141 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jul 28, 2043 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Jan 08, 2021 |
| Property Address | 403 S MAIN ST, FRANKLIN, KY 42134-2221 |
| Document Number | 00D353/701 |
| Book / Page | D353 / 701 |
| Instrument Date | Jan 08, 2021 |
| Instrument | 1200434 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $80.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 403 S MAIN ST, FRANKLIN, KY 42134-2221 |
| Name | Verified Name |
|---|---|
| Address | 409 W CEDAR ST, FRANKLIN, KY 42134-1709 |
Source: Simpson County records · Assessment roll updated October 15, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Municipality | Franklin City |
| Unified School District | Simpson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $702.00 (-5.65%) | $80,000 (-) | $80,000 (-) |
| 2023 | $744.00 | $80,000 | $80,000 |
Source: FEMA National Flood Hazard Layer, Simpson County (21213C), as of March 17, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212139704011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Franklin Electric Plant Board Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 330 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system KY1070144, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FRANKLIN WATER WORKS serves 31,602 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures