403 S Main St, Fairmount, IL 61841 Property Records

Vermilion County property record for 403 S Main St, Fairmount, IL 61841

Property Summary

Property Type	Single Family Home
Lot Size	0.415 acres (18,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (Oct 2019)
Tax Bill	$2,812 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-04-410-022`

Property Details

APN / Parcel Number

Primary APN	`26-04-410-022`
Alternative APN	`VNC0837`

Exterior

Lot Area	18,106 sqft (0.415 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Location & Zoning

Street Address	403 S MAIN ST
City	FAIRMOUNT
State	IL
Zip	61841-6178
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R Q CORNELIUS ADD TO FAIRMOUNT LTS 4&5 BE
Legal Range	13W
Legal Township	18N
Legal Section	04
Legal Subdivision	R Q CORNELIUS
Legal Lot Number	4-5
Jurisdiction	VERMILION IL
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1059
Census Tract	10900

Owner

Source: Vermilion County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 S MAIN ST, FAIRMOUNT, IL 61841-6178
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 3, 2019	Deed, Transfer · Conventional Mortgage GIFFORD STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2019 · Amount on Record
Deed Sale	Oct 3, 2019 · Amount on Record
Deed Document Number	20196005
Prior Transfer Date	Oct 10, 2017
Prior Transfer Doc	0000007651
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERMILION IL
Property Address	403 S MAIN ST, FAIRMOUNT, IL 61841-6178
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002506820
Date	Sep 5, 2025
Instrument	25-06820

Lender

Name	FIGURE LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 4, 2045

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	VERMILION IL
Recording Date	Oct 3, 2019
Property Address	403 S MAIN ST, FAIRMOUNT, IL 61841-6178
Document Number	1906005
Instrument Date	Oct 3, 2019
Instrument	19-06005
Transaction Type	Transfer
Record Updated	Jul 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	403 S MAIN ST, FAIRMOUNT, IL 61841-6178

Mortgage

Document Number	1906006
Date	Oct 3, 2019
Instrument	19-06006

Lender

Name	GIFFORD STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.88%

Tax Assessment & Valuation

Source: Vermilion County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Vermilion County
County Subdivision	Vance Township
Municipality	Fairmount Village
Unified School District	Salt Fork Community Unit School District 512 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,812.00 (+16.34%) Homeowner's exemption	$38,355 (+7.53%) Land $3,674 Building $34,681	$115,065 (+7.53%) Land $11,022 Building $104,043
2024		$35,669 (+23.29%) Land $3,417 Building $32,252	$107,007 (+23.29%) Land $10,251 Building $96,756
2022	$2,417.00 Homeowner's exemption	$28,932 Land $2,772 Building $26,160	$86,796 Land $8,316 Building $78,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRMOUNT serves 690 people · EPA ID IL1830250
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: Nextlink, Watch TV.

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