403 S King St, Morganton, NC 28655 Property Records

Burke County property record for 403 S King St, Morganton, NC 28655

Property Summary

Property Type	Other Improved
Details	4 ba · 2,680 sqft · built 1958
Lot Size	0.06 acres (2,614 sqft)
Owner	Company Name on Record
Tax Bill	$713 (2026)
Deeds & Mortgages	Feb 2023 Transfer Aug 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`2703352816`

Property Details

APN / Parcel Number

Primary APN	`2703352816`
Alternative APN	`31703`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,680 sqft Total Area
Basement Area	402 sqft
Finished Basement	402 sqft
Unfinished Basement	402 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	2,614 sqft (0.06 acres)
Porch	Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	403 S KING ST
City	MORGANTON
State	NC
Zip	28655-3538
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	CENTRAL BU
Legal Description	403 S KING ST MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1002
Census Tract	21400

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1101 INDEPENDENCE TRL, MORGANTON, NC 28655-5760
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Intrafamily Transfer, Transfer
Aug 23, 2018	Loan Modification, Mortgage MORGANTON SVGS BK SSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 16, 2023
Transfer Doc	0026700072
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BURKE NC
Recording Date	Feb 17, 2023
Property Address	403 S KING ST, MORGANTON, NC 28655-3538
Document Number	0026700072
Book / Page	2670 / 72
Instrument Date	Feb 16, 2023
Instrument	2023001371
Transaction Type	Transfer
Record Updated	Feb 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 INDEPENDENCE TRL, MORGANTON, NC 28655-5760

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BURKE NC
Property Address	403 S KING ST, MORGANTON, NC 28655-3538
Document Number	0023630054
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Sep 5, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 MAPLEWOOD DR MORGANTON NC 286559045, MORGANTON, NC 28655-9045

Mortgage

Document Number	0023630054
Date	Aug 24, 2018
Book Page	002363/000054
Instrument	19263

Lender

Name	MORGANTON SVGS BK SSB
Address	MORGANTON, NC 28655-3429

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 23, 2023

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$713.00	$128,547 (-) Land $16,134 Building $112,413	$128,547 (-) Land $16,134 Building $112,413
2025	$713.00 (-0.83%)	$128,547 (-) Land $16,134 Building $112,413	$128,547 (-) Land $16,134 Building $112,413
2023	$719.00	$128,547 Land $16,134 Building $112,413	$128,547 Land $16,134 Building $112,413

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
Carolina West Wireless Fixed Wireless	25 / 3
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Compas X-Stream, Spectrum, T-Mobile, Verizon.

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