403 S Garth Ave, Columbia, MO 65203 Property Records

Boone County property record for 403 S Garth Ave, Columbia, MO 65203

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,604 sqft · built 1916
Lot Size	0.266 acres (11,610 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,838 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-607-00-01-002-00`

Property Details

APN / Parcel Number

Primary APN	`16-607-00-01-002-00`
Alternative APN	`16-607-00-01-002.00 01`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,604 sqft Living Area
1st Floor Area	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Other
Exterior Material	Combination
Lot Area	11,610 sqft (0.266 acres)
Lot Dimensions	193 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	403 S GARTH AVE
City	COLUMBIA
State	MO
Zip	65203-3423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WESTMOUNT ADD N 60 FT LOT 12
Legal Range	13W
Legal Township	48N
Legal Section	13
Legal Subdivision	WESTMOUNT ADD
Legal Lot Number	12
Jurisdiction	BOONE MO
Township / Civil Division	MISSOURI
Census Block Group	1
Census Block	1008
Census Tract	600

Owner

Source: Boone County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 S GARTH AVE, COLUMBIA, MO 65203-3423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 9, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2024
Deed Sale	Dec 30, 2024
Prior Sale	Jul 9, 2018 · Amount on Record
Deed Document Number	202420563
Deed Book / Page	5949 / 98
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	403 S GARTH AVE, COLUMBIA, MO 65203-3423
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 S GARTH AVE, COLUMBIA, MO 65203-3423

Mortgage

Document Number	0000007578
Date	Apr 7, 2022
Book Page	5603/85
Instrument	2022007578

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2037

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Jul 9, 2018
Property Address	403 S GARTH AVE, COLUMBIA, MO 65203-3423
Document Number	2018013242
Book / Page	4917 / 0146
Map Reference	MB1 PG37
Instrument Date	Jul 9, 2018
Instrument	2018013242
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	BOONE CENTRAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 S GARTH AVE, COLUMBIA, MO 65203-3423

Mortgage

Document Number	2018013243
Date	Jul 9, 2018
Instrument	2018013243

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 12, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,838.00 (+12.09%)	$58,615 (+14.51%) Land $6,042 Building $52,573	$308,500 (+14.51%) Land $31,800 Building $276,700
2023	$3,424.00 (+12.12%)	$51,186 Land $6,042 Building $45,144	$269,400 Land $31,800 Building $237,600
2022	$3,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	9 (1980–1990)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Jun 1990 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

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