403 S Forge Crest Dr, Mills River, NC 28759 Property Records

Henderson County property record for 403 S Forge Crest Dr, Mills River, NC 28759

Property Summary

Property Type	Vacant Land
Lot Size	2.29 acres (99,752 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (Dec 2005)
Tax Bill	$228 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9610951671`

Property Details

APN / Parcel Number

Primary APN	`9610951671`
Alternative APNs	`00961095167155` `9968512`

Exterior

Lot Area	99,752 sqft (2.29 acres)

Location & Zoning

Account Number	9968512
Street Address	403 S FORGE CREST DR
City	MILLS RIVER
State	NC
Zip	28759
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	9968512~MR
Legal Description	FORGE CREST LO12 PH2 PL2001-3746
Legal Subdivision	FORGE MTN ACRES (2020)
Legal Phase	2
Legal Block	95
Legal Lot Number	1671
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	1
Census Block	1043
Census Tract	930702

Owner

403 S Forge Crest Dr, vacant land, is owned by two individuals who acquired it in January 2008.

Source: Henderson County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2010 NOLEN PARK LN, CHARLOTTE, NC 28209-1565
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
Oct 21, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2005 · Amount on File
Deed Sale	Dec 7, 2005 · Amount on File
Deed Book / Page	1254 / 739
Last Transfer Date	Jan 29, 2008
Transfer Doc	0013510297
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Oct 21, 2021
Property Address	FORGE CREST DR, MILLS RIVER, NC 28759
Document Number	0038060695
Book / Page	3806 / 695
Map Reference	SL 3746
Instrument Date	Oct 19, 2021
Instrument	965607
Transaction Type	Transfer
Record Updated	Jun 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	371 PENLAND RD, 371, BRASSTOWN, NC 28902-8117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2600 OAKMEADE DR, CHARLOTTE, NC 28270-9742

Mortgage

Document Number	0000965608
Date	Oct 21, 2021
Instrument	965608

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2031

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Oct 21, 2021
Property Address	403 S FORGE CREST DR, MILLS RIVER, NC 28759
Document Number	0038060695
Book / Page	3806 / 695
Map Reference	SL 3746
Instrument Date	Oct 19, 2021
Instrument	965607
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	371 PENLAND RD, BRASSTOWN, NC 28902-8117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2600 OAKMEADE DR, CHARLOTTE, NC 28270-9742

Mortgage

Document Number	0000965608
Date	Oct 21, 2021
Instrument	965608

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 403 S Forge Crest Dr was $228.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Mills River Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,900 (-) Land $52,900
2025	$228.00	$52,900 Land $52,900
2024	$228.00
2023		$52,900 Land $52,900	$52,900 Land $52,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 S Forge Crest Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (2013–2026)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jul 2026 · river or lake flooding
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 S Forge Crest Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless · DSL	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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