Gila County property record for 403 S Forest Ridge Ct, Payson, AZ 85541
| Property Type | Single Family Home |
|---|---|
| Details | 1,649 sqft |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $523,900 (Feb 2022) |
| Tax Bill | $4,082 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 304-02-092 |
| Primary APN | 304-02-092 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,649 sqft Living Area |
| 1st Floor Area | 1,649 sqft |
| Exterior Material | Wood Siding |
|---|---|
| Roof Material | Asbestos |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 745 sqft |
| Parking Spaces | 3 Parking Spaces |
| Canopy | 354 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | R040001 |
|---|---|
| Street Address | 403 S FOREST RIDGE CT |
| City | PAYSON |
| State | AZ |
| Zip | 85541-6386 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION: 03 TOWNSHIP: 10N RANGE: 10E LOT 17 OF FOREST RIDGE PHASE II , PLAT 803 SE4 SEC 3 T10N R10E = 0.23 AC (OUT OF |
| Legal Range | 10E |
| Legal Township | 10N |
| Legal Section | 03 |
| Legal Subdivision | FOREST RDG PH II |
| Legal Phase | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 500 |
403 S Forest Ridge Ct is owned and occupied by an individual who bought it in February 2022.
Source: Gila County records, as of December 4, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 403 S FOREST RIDGE CT, PAYSON, AZ 85541-6386 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage NFM LENDING |
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP |
| May 26, 2017 | Warranty Deed, Transfer · Conventional Mortgage DESERT SCHOOLS FCU |
| Jan 3, 2017 | Deed of Trust, Mortgage UNDERWOOD P & B LIVING TR (PT) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2022 · Amount on File |
| Deed Sale | Feb 3, 2022 · Amount on File |
| Prior Sale | May 26, 2017 · Amount on File |
| Deed Document Number | 2022001666 |
| Deed Book / Page | 2022001 / 666 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Feb 3, 2022 |
| Property Address | 403 S FOREST RIDGE CT, PAYSON, AZ 85541-6386 |
| Document Number | 0000001666 |
| Map Reference | MAP 803A&803B |
| Instrument Date | Jan 29, 2022 |
| Instrument | 2022-001666 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2022 |
| Title Company | PEOPLES TITLES INC, PIONEER TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22207 W TONTO ST, 22207, BUCKEYE, AZ 85326-5822 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 403 S FOREST RIDGE CT, PAYSON, AZ 85541-6386 |
| Document Number | 0000001667 |
|---|---|
| Date | Feb 3, 2022 |
| Instrument | 2022-001667 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 403 S FOREST RIDGE CT, PAYSON, AZ 85541-6386 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN |
| Name | Verified Name |
|---|
| Document Number | 0000006025 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 2021-006025 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | May 26, 2017 |
| Property Address | 403 S FOREST RIDGE CT, PAYSON, AZ 85541-6386 |
| Document Number | 0000005135 |
| Instrument Date | May 2, 2017 |
| Instrument | 5135 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2017 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $319.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 909 PINE AZ 855440909, PINE, AZ 85544-0909 |
| Document Number | 5136 |
|---|---|
| Date | May 26, 2017 |
| Instrument | 5136 |
| Name | DESERT SCHOOLS FCU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 25, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 403 S FOREST RIDGE CT, PAYSON, AZ 85541-6386 |
| Document Number | 0000000147 |
| Instrument Date | Jan 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1400 W RIM DR PAYSON AZ 855414626, PAYSON, AZ 85541-4626 |
| Document Number | 0000000147 |
|---|---|
| Date | Jan 5, 2017 |
| Instrument | 147 |
| Name | UNDERWOOD P & B LIVING TR (PT) |
|---|---|
| Address | 1606 E BECKY CIR, PAYSON, AZ 85541-3362 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 403 S Forest Ridge Ct was $4,082.
Source: Gila County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Municipality | Payson Town |
| Unified School District | Payson Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,667 Land $6,692 Building $42,975 | $496,664 Land $66,917 Building $429,747 | |
| 2025 | $4,082.00 | ||
| 2024 | $47,956 Land $6,356 Building $41,600 | $479,565 Land $63,563 Building $416,002 | |
| 2023 | $3,791.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 403 S Forest Ridge Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 403 S Forest Ridge Ct is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 49% of Arizona |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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