403 S Davison St, Davison, MI 48423 Property Records

Genesee County property record for 403 S Davison St, Davison, MI 48423

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,088 sqft · built 1951
Lot Size	0.298 acres (12,981 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Jul 2026)
Tax Bill	$4,140 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`52-10-507-045`

Property Details

APN / Parcel Number

Primary APN	`52-10-507-045`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,088 sqft Living Area
1st Floor Area	725 sqft
Basement Area	725 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Brick
Lot Area	12,981 sqft (0.298 acres)
Lot Dimensions	115 ft deep x 113 ft wide
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	403 S DAVISON ST
City	DAVISON
State	MI
Zip	48423-1601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-3
Legal Description	LOT 1 BLK C ROSEMORE PARK
Legal Subdivision	ROSEMORE PARK
Legal Block	C
Legal Lot Number	1
Jurisdiction	GENESEE MI
Township / Civil Division	DAVISON
Census Block Group	2
Census Block	2006
Census Tract	11711

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3015 GRANGER RD, ORTONVILLE, MI 48462-9200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage PREMIER HOME MORTGAGE
Jul 28, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU
Jul 31, 2019	Warranty Deed, Transfer · Conventional with PMI GENISYS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	Jul 31, 2019 · Amount on Record
Deed Document Number	202644766
Prior Transfer Date	Jun 15, 2011
Prior Transfer Doc	0000054483
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Recording Date	Aug 3, 2026
Property Address	403 S DAVISON ST, DAVISON, MI 48423-1601
Document Number	0000045508
Instrument Date	Jul 23, 2026
Instrument	202645508
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3015 GRANGER RD, ORTONVILLE, MI 48462-9200

Mortgage

Document Number	0000045508,
Date	Aug 3, 2026
Instrument	202645508

Lender

Name	PREMIER HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jul 28, 2026
Property Address	403 S DAVISON ST, DAVISON, MI 48423-1601
Document Number	0000044766
Instrument Date	Jul 23, 2026
Instrument	202644766
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$212,807.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3015 GRANGER RD, ORTONVILLE, MI 48462-9200

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	403 S DAVISON ST, DAVISON, MI 48423-1601
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 S DAVISON ST, DAVISON, MI 48423-1601

Mortgage

Document Number	202110190082449
Date	Oct 19, 2021
Instrument	202110190082449

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jul 31, 2019
Property Address	403 S DAVISON ST, DAVISON, MI 48423-1601
Document Number	0000051911
Instrument Date	Jul 16, 2019
Instrument	51911
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11204 CHARTER OAKS DR DAVISON MI 484233374, DAVISON, MI 48423-3374

Mortgage

Document Number	51045
Date	Jul 31, 2019
Instrument	51045

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2049

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Davison City
Unified School District	Davison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,200 (+11.34%) Land $14,700 Building $84,500	$198,400 (+11.34%) Land $29,400 Building $169,000
2025	$4,140.00 (+2.45%) Homeowner's exemption	$89,100 (+8.53%)	$178,200 (+8.53%)
2024	$4,041.00 (+195.61%)
2023		$82,100	$164,200
2021	$1,367.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1981–1985)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 1985 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAVISON serves 5,000 people · EPA ID MI0001720
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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