Orange County and Wawayanda Town property record for 403 S Centerville Rd, Middletown, NY 10940
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,539 sqft · built 2004 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | Individual Name on File |
| Last Sale | $469,900 (Oct 2020) |
| Tax Bill | $12,529 (2024) |
| Deeds & Mortgages | Sep 2026 Mortgage Oct 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-1-86.23 |
| Primary APN | 13-1-86.23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,539 sqft Living Area |
| Gross Area | 3,496 sqft |
| 1st Floor Area | 2,074 sqft |
| Upper Floors Area | 465 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 91,476 sqft (2.1 acres) |
| View / Lot | Rural |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 612 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 13-1-86.23 |
|---|---|
| Street Address | 403 S CENTERVILLE RD |
| City | MIDDLETOWN |
| State | NY |
| Zip | 10940-8457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | LT 3 REMEY SUB MAP 244-04 FILED 4/9/04 |
| Legal Subdivision | REMEY |
| Legal Block | 1 |
| Legal Lot Number | 86.23 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | WAWAYANDA |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 11801 |
403 S Centerville Rd is owned and occupied by an individual who bought it in October 2020.
Source: Orange County and Wawayanda Town records, as of October 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 S CENTERVILLE RD, MIDDLETOWN, NY 10940-8457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORPORATION |
| Oct 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTEAD FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2020 · Amount on File |
| Deed Sale | Oct 28, 2020 · Amount on File |
| Deed Document Number | 202057884 |
| Deed Book / Page | 14832 / 175 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | Sep 24, 2026 |
| Property Address | 403 S CENTERVILLE RD, MIDDLETOWN, NY 10940-8457 |
| Document Number | 0000070185 |
| Book / Page | 15954 / 412 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 202670185 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 403 S CENTERVILLE RD, MIDDLETOWN, NY 10940-8457 |
| Document Number | 0000070185, |
|---|---|
| Date | Sep 24, 2026 |
| Book Page | 15954/412 |
| Instrument | 202670185 |
| Name | HOMESTEAD FUNDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 403 S CENTERVILLE RD, MIDDLETOWN, NY 10940-8457 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000057885 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 14832/179 |
| Instrument | 20200057885 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Orange County and Wawayanda Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Wawayanda Town |
| Unified School District | Minisink Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $279,500 Land $44,500 Building $235,000 | $724,100 | |
| 2024 | $12,529.00 | ||
| 2023 | $279,500 (-) Land $44,500 Building $235,000 | $607,600 (+10.88%) Land $96,738 Building $510,862 | |
| 2022 | $279,500 Land $44,500 Building $235,000 | $548,000 Land $87,249 Building $460,751 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 S Centerville Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 S Centerville Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 98.7% of New York |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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