Onslow County property record for 403 S Bluff Cir, Jacksonville, NC 28540
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,251 sqft · built 2011 |
| Lot Size | 0.456 acres (19,863 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $257,500 (Jun 2021) |
| Tax Bill | $1,423 (2026) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 56C-71 |
| Primary APN | 56C-71 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,251 sqft Living Area |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,863 sqft (0.456 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 473743000 |
|---|---|
| Street Address | 403 S BLUFF CIR |
| City | JACKSONVILLE |
| State | NC |
| Zip | 28540-8962 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | L55 P2 RIVER BLUFF |
| Legal Subdivision | RIVER BLUFF PH2 |
| Legal Lot Number | 55 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | RICHLANDS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 205 |
403 S Bluff Cir is owned and occupied by two individuals who bought it in June 2021.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 S BLUFF CIR, JACKSONVILLE, NC 28540-8962 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2021 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Dec 7, 2019 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| Mar 25, 2019 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2021 · Amount on File |
| Deed Sale | Jun 15, 2021 · Amount on File |
| Prior Sale | Mar 25, 2019 · Amount on File |
| Deed Book / Page | 5491 / 112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jun 15, 2021 |
| Property Address | 403 S BLUFF CIR, JACKSONVILLE, NC 28540-8962 |
| Document Number | 0054910112 |
| Book / Page | 5491 / 112 |
| Map Reference | MB61 PG182 |
| Instrument Date | May 27, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $515.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1389 BIG OAKS RD, 1389, AVINGER, TX 75630-9689 |
| Name | Verified Name |
|---|---|
| Address | 403 S BLUFF CIR, JACKSONVILLE, NC 28540-8962 |
| Document Number | 0005491115 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 5491/115 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 403 S BLUFF CIR, JACKSONVILLE, NC 28540-8962 |
| Document Number | 0050710041 |
| Instrument Date | Dec 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2020 |
| Title Company | VANTAGE PT TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 403 S BLUFF CIR JACKSONVILLE NC 285408962, JACKSONVILLE, NC 28540-8962 |
| Document Number | 0050710041 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 005071/000041 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 10, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Mar 25, 2019 |
| Property Address | 403 S BLUFF CIR, JACKSONVILLE, NC 28540-8962 |
| Document Number | 0049150602 |
| Book / Page | 4915 / 602 |
| Map Reference | MB 61 PG 182 |
| Instrument Date | Feb 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $416.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3167 KRISAM CREEK DR, 3167, LOGANVILLE, GA 30052-7915 |
| Name | Verified Name |
|---|---|
| Address | 403 S BLUFF CIR, JACKSONVILLE, NC 28540-8962 |
| Document Number | 0004915605 |
|---|---|
| Date | Mar 25, 2019 |
| Instrument | 4915/605 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2026 property tax bill for 403 S Bluff Cir was $1,423.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,423.00 | $342,159 Land $58,500 Building $283,659 | $342,159 Land $58,500 Building $283,659 |
| 2023 | $1,718.00 | $262,363 Land $35,000 Building $227,363 | $262,363 Land $35,000 Building $227,363 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 S Bluff Cir in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 78 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 78 in force |
| Nearby Flood Claims | 20 (2016–2022) |
| Claims Outside the SFHA | 1 of 20 |
| Most Recent Claim | Mar 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 S Bluff Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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