403 S Bernice St, Spearman, TX 79081 Property Records

Hansford County property record for 403 S Bernice St, Spearman, TX 79081

Property Summary

Property Type	Single Family Home
Details	2,086 sqft · built 1965
Lot Size	0.379 acres (16,501 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,133 (2026)
APN	`2781`

Property Details

APN / Parcel Number

Primary APN	`2781`
Alternative APN	`120227001012000000000`

Interior

Full Baths	1 Bath
Building Area	2,086 sqft Total Area
Basement Area	162 sqft
Unfinished Basement	162 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	16,501 sqft (0.379 acres)
Lot Dimensions	150 ft deep x 110 ft wide
Garage Type	Detached
Garage Area	264 sqft

Location & Zoning

Account Number	120227001012000000000
Street Address	403 S BERNICE ST
City	SPEARMAN
State	TX
Zip	79081-3223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	001 - 002 OL 27 MCMARREY
Jurisdiction	HANSFORD TX
Township / Civil Division	SPEARMAN
Census Block Group	3
Census Block	3015
Census Tract	950300

Owner

Source: Hansford County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 BERNICE, SPEARMAN, TX 79081
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Hansford County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hansford County
Municipality	Spearman City
Unified School District	Spearman Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,133.00 (+122.67%) Homeowner's exemption	$119,439 (-) Land $4,400 Building $115,039	$119,439 (-) Land $4,400 Building $115,039
2025	$1,407.00 (-25.99%)	$119,439 (+23.66%) Land $4,400 Building $115,039	$119,439 (+23.66%) Land $4,400 Building $115,039
2023		$96,587 Land $4,400 Building $92,187	$96,587 Land $4,400 Building $92,187
2022	$1,901.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPEARMAN MUNICIPAL WATER SYSTEM serves 3,172 people · EPA ID TX0980001
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Panhandle Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20