403 S 5th St, Smithfield, NC 27577 Property Records

Johnston County property record for 403 S 5th St, Smithfield, NC 27577

Property Summary

Property TypeMulti-Family Dwellings
Details4 bd · 2 ba · 1,575 sqft · built 1945
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on File
Last Sale$266,500 (May 2026)
Tax Bill$2,413 (2026)
Deeds & MortgagesMay 2026 Sale & Mortgage
Mar 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN2000250429

Property Details

APN / Parcel Number

Primary APN2000250429
Alternative APNs
  • 2000230542
  • 15031015

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,575 sqft Living Area
Gross Area1,731 sqft
1st Floor Area1,575 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 2000
Architectural StyleMulti-Family
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions134 ft deep x 105 ft wide
Garage TypeCarport
CarportCarport
PorchSlab
Porch Area156 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2000250429
Street Address403 S 5TH ST
CitySMITHFIELD
StateNC
Zip27577-4447
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeRES
Legal DescriptionTRACT 3 90/297
Legal SubdivisionLILA SUE HICKS
Legal Tract3
JurisdictionJOHNSTON NC
Township / Civil DivisionSMITHFIELD
Census Block Group1
Census Block1023
Census Tract40800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Brooklyn Historic District
listed 2000 · 106 contributing resources · NRIS 00000443

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

403 S 5th St, a residential property, is owned and occupied by an individual who bought it in May 2026.

Source: Johnston County records, as of September 24, 2026

Owner of RecordIndividual Name on File
Mailing Address403 S 5TH ST, SMITHFIELD, NC 27577-4447
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Warranty Deed, Transfer · Conventional Mortgage
WESTWOOD T AND L
Mar 27, 2023Deed of Trust, Mortgage · Commercial Mortgage
NEW REPUBLIC BANK
Dec 9, 2022Intrafamily Transfer, Transfer
Mar 31, 2022Warranty Deed, Transfer
EXCELSIOR HOLDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 27, 2026 · Amount on File
Deed SaleMay 27, 2026 · Amount on File
Prior SaleMar 31, 2022 · Amount on File
Deed Document Number202616897
Deed Book / Page7118 / 998
Prior Transfer DateJul 27, 2020
Prior Transfer Doc0000670565
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateMay 27, 2026
Property Address403 S 5TH ST, SMITHFIELD, NC 27577-4447
Document Number0000016897
Book / Page7118 / 998
Instrument DateMay 20, 2026
Instrument202616897
Transaction TypeTransfer
Record UpdatedJun 3, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$53,833.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 S 5TH ST, SMITHFIELD, NC 27577-4447

Mortgage

Document Number0000016898,
DateMay 27, 2026
Instrument202616898
Lender
NameWESTWOOD T AND L
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 1, 2041
Interest
Rate5.65%
Max Rate-1%

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address403 S 5TH ST, SMITHFIELD, NC 27577-4447
Transaction TypeMortgage
Record UpdatedOct 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7151 OKELLY CHAPEL RD 193, 193, CARY, NC 27519-6849

Mortgage

Document Number0000008477
DateMar 27, 2023
Book Page6444/847
Instrument2023008477
Lender
NameNEW REPUBLIC BANK
TypeBank
AddressROANOKE RAPIDS, NC 27870
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term61 Months
DueApr 10, 2028

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJOHNSTON NC
Recording DateDec 9, 2022
Property Address403 S 5TH ST, SMITHFIELD, NC 27577-4447
Document Number0000837322
Book / Page6392 / 244
Map ReferenceMB 90 PG 297
Instrument DateDec 2, 2022
Instrument2022837322
Transaction TypeTransfer
Record UpdatedOct 12, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address7151 OKEIIV CHANEL RD, CARY, NC 27519

Transferred To (Grantee/Buyer)

NameVerified Name
Address7151 OKEIIV CHANEL RD, CARY, NC 27519

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateMar 31, 2022
Property Address403 S 5TH ST, SMITHFIELD, NC 27577-4447
Document Number0000803665
Book / Page6224 / 681
Map ReferenceMB 90 PG 297
Instrument DateMar 30, 2022
Instrument2022803665
Transaction TypeTransfer
Record UpdatedOct 12, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$144.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7151 OKELLY CHAPEL RD # 193, 193, CARY, NC 27519-6849
InvestorPossibly a Property Investor

Mortgage

Document Number0000803666
DateMar 31, 2022
Book Page6224/684
Instrument2022803666
Lender
NameEXCELSIOR HOLDING LLC
TypeNon-Lending Institution
AddressRALEIGH, NC 27609
Agreement
AmountAmount on Record
Term13 Months
DueMar 31, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 403 S 5th St was $2,413, down 1% from the year before.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
MunicipalitySmithfield Town
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,413.00 (-1.03%)$251,420 (-) Land $70,000 Building $181,420$251,420 (-) Land $70,000 Building $181,420
2025$2,438.00$251,420 Land $70,000 Building $181,420$251,420 Land $70,000 Building $181,420
2023$2,240.00$177,820 Land $45,000 Building $132,820$177,820 Land $45,000 Building $132,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 S 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims35 (1995–2026)
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 7 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims
  • Hurricane Fran, Sep 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 S 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SMITHFIELD
serves 12,900 people · EPA ID NC0351010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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