403 S 5th St, Reading, PA 19602 Property Records

Berks County property record for 403 S 5th St, Reading, PA 19602

Property Summary

Property Type	Store with Apartments
Details	7,466 sqft · built 1900
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on File
Last Sale	$675,000 (Jul 2024)
Tax Bill	$5,744 (2026)
Deeds & Mortgages	Aug 2026 Construction Loan Aug 2026 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5306-35-77-9920`

Property Details

APN / Parcel Number

Primary APN	`5306-35-77-9920`
Alternative APNs	`01-5306-35-77-9920` `01084750` `084750`

Interior

Units	10 Units
Stories	3 Stories
Building Area	7,466 sqft Gross Area
1st Floor Area	2,726 sqft
Basement Area	1,346 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Lot Area	4,356 sqft (0.1 acres)
View / Lot	Secondary Business Strip
Porch	Open Porch

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01084750
Street Address	403 S 5TH ST
City	READING
State	PA
Zip	19602-2603
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Legal Block	77
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1007
Census Tract	2300

Owner

403 S 5th St, a commercial property, is owned by a company that bought it in July 2024.

Source: Berks County records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	1655 WOODMOOR DR, MONUMENT, CO 80132-9040
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Construction Mortgage STEWART ABSTRACT AND TITLE, STEWART ABSTRACT
Aug 14, 2026	Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT
Mar 16, 2026	Deed of Trust, Mortgage BRANDY BRAGER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2024 · Amount on File
Deed Sale	Jul 1, 2024 · Amount on File
Prior Sale	Dec 17, 2014 · Amount on File
Deed Document Number	202419366
Prior Transfer Date	Jun 1, 2005
Prior Transfer Doc	0000034090
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Aug 14, 2026
Property Address	403 S 5TH ST, READING, PA 19602-2603
Document Number	0000027075
Instrument Date	May 15, 2026
Instrument	202627075
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000027075,
Date	Aug 14, 2026
Instrument	202627075

Lender

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	9 Months
Due	May 13, 2027

Interest

Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Aug 14, 2026
Property Address	403 S 5TH ST, READING, PA 19602-2603
Document Number	0000027076
Instrument Date	May 15, 2026
Instrument	202627076
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000027076,
Date	Aug 14, 2026
Instrument	202627076

Lender

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	9 Months
Due	May 31, 2027

Interest

Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	403 S 5TH ST, READING, PA 19602-2603
Transaction Type	Mortgage
Record Updated	Mar 30, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007836
Date	Mar 16, 2026
Instrument	2026007836

Lender

Name	BRANDY BRAGER
Type	Private Party
Address	44 LONGWOOD CT, SAN RAMON, CA 94582

Agreement

Amount	Amount on Record
Term	21 Months
Due	Dec 1, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 403 S 5th St was $5,744, up 104.9% from the year before.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,744.00 (+104.92%)	$203,500 (+97%) Land $29,300 Building $174,200	$29,300 (-) Land $29,300
2025	$2,803.00 (+2.52%)	$103,300 (-) Land $29,300 Building $74,000	$29,300 Land $29,300
2024	$2,734.00	$103,300 Land $29,300 Building $74,000
1994			$103,300 Land $29,300 Building $74,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 403 S 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 S 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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