Poweshiek County property record for 403 S 3rd St, Montezuma, IA 50171
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,128 sqft · built 1900 |
| Lot Size | 0.171 acres (7,440 sqft) |
| Owner | Individual Name on File |
| Last Sale | $131,000 (Dec 2025) |
| Tax Bill | $1,166 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Apr 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1450600 |
| Primary APN | 1450600 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 1 Plumbing Fixture |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,128 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Attic | Attic |
| Attic Area | 286 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,440 sqft (0.171 acres) |
| Lot Dimensions | 124 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 224 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 270 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 403 S 3RD ST |
|---|---|
| City | MONTEZUMA |
| State | IA |
| Zip | 50171-1003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTEZUMA S 60' N 140 1/4' W 124' O L 3 |
| Legal Subdivision | RICKETTS ADD MONTEZUMA |
| Jurisdiction | POWESHIEK IA |
| Township / Civil Division | JACKSON |
| Census Block Group | 3 |
| Census Block | 3090 |
| Census Tract | 370500 |
Source: Poweshiek County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 S 3RD ST, MONTEZUMA, IA 50171-1003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · USDA Mortgage BRIGHTON BANK |
| Apr 30, 2018 | Deed of Trust, Mortgage PEOPLES SAVINGS BANK |
| Oct 4, 2018 | Deed of Trust, Mortgage PEOPLES SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2025 · Amount on File |
| Deed Sale | Dec 17, 2025 · Amount on File |
| Deed Document Number | 20253535 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POWESHIEK IA |
| Property Address | 403 S 3RD ST, MONTEZUMA, IA 50171-1003 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 103 1 2 WEST JEFFERSON ST, MONTEZUMA, IA 50171 |
| Document Number | 0202503536 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 2025-03536 |
| Name | BRIGHTON BANK |
|---|---|
| Type | Bank |
| Address | BRIGHTON, TN 38011 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POWESHIEK IA |
| Property Address | 403 S 3RD ST, MONTEZUMA, IA 50171-1003 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201801266 |
|---|---|
| Date | Apr 30, 2018 |
| Instrument | 2018-01266 |
| Name | PEOPLES SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POWESHIEK IA |
| Property Address | 403 S 3RD ST, MONTEZUMA, IA 50171-1003 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201802958 |
|---|---|
| Date | Oct 4, 2018 |
| Instrument | 2018-02958 |
| Name | PEOPLES SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 111 Months |
| Due | Jan 1, 2028 |
Source: Poweshiek County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Poweshiek County |
| Municipality | Montezuma City |
| Unified School District | Montezuma Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,166.00 (+60.61%) Homeowner's exemption | $87,430 (+46.35%) Land $12,690 Building $74,740 | $87,430 (+46.35%) Land $12,690 Building $74,740 |
| 2024 | $726.00 (-8.33%) | ||
| 2023 | $59,740 (+16.63%) Land $11,280 Building $48,460 | $59,740 (+16.63%) Land $11,280 Building $48,460 | |
| 2022 | $792.00 (+2.33%) Homeowner's exemption | $51,220 Land $8,970 Building $42,250 | |
| 2021 | $774.00 | $51,220 Land $8,970 Building $42,250 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTEZUMA MUNI WATER SUPPLY serves 1,545 people · EPA ID IA7950097 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MCG Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Windstream Cable · DSL | 1,000 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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