Lyon County property record for 403 S 3rd Ave, Rock Rapids, IA 51246
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 944 sqft · built 1925 |
| Lot Size | 0.139 acres (6,088 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $30,000 (Aug 2021) |
| Tax Bill | $310 (2024) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 350000022400000 |
| Primary APN | 350000022400000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 944 sqft Living Area |
| 1st Floor Area | 480 sqft |
| Basement Area | 120 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 6,088 sqft (0.139 acres) |
| Porch | Open Porch |
| Porch Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 403 S 3RD AVE |
|---|---|
| City | ROCK RAPIDS |
| State | IA |
| Zip | 51246-1402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE-FAMILY DWELLINGS |
| Legal Description | ROCK RAPIDS O. T. E40'OF W80'OF S30'OF LOT 3 & E40'OF W80' OF LOTS 4 & 5,BLK 22 |
| Legal Block | 22 |
| Legal Lot Number | 3-5 |
| Jurisdiction | LYON IA |
| Township / Civil Division | ROCK |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 950200 |
Source: Lyon County records, as of October 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 403 S 3RD AVE, ROCK RAPIDS, IA 51246-1402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Aug 19, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2021 · Amount on Record |
| Deed Sale | Aug 19, 2021 · Amount on Record |
| Deed Document Number | 0020212585 |
| Deed Book / Page | 2021 / 2585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON IA |
| Recording Date | Aug 3, 2026 |
| Property Address | 403 S 3RD AVE, ROCK RAPIDS, IA 51246-1402 |
| Document Number | 0000001906 |
| Book / Page | 2026 / 1906 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 20261906 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000001906, |
|---|---|
| Date | Aug 3, 2026 |
| Book Page | 2026/1906 |
| Instrument | 20261906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | LYON IA |
| Recording Date | Aug 19, 2021 |
| Property Address | 403 S 3RD AVE, ROCK RAPIDS, IA 51246-1402 |
| Document Number | 02021/2585 |
| Book / Page | 2021 / 2585 |
| Instrument Date | Aug 19, 2021 |
| Instrument | 2021 2585 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 S 3RD AVE, ROCK RAPIDS, IA 51246-1403 |
| Investor | Possibly a Property Investor |
Source: Lyon County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Lyon County |
| Municipality | Rock Rapids City |
| Unified School District | Central Lyon Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,460 (+37.47%) Land $12,000 Building $21,460 | $33,460 (+37.47%) Land $12,000 Building $21,460 | |
| 2024 | $310.00 (+46.23%) | ||
| 2023 | $24,340 (+12.79%) Land $12,000 Building $12,340 | $24,340 (+12.79%) Land $12,000 Building $12,340 | |
| 2022 | $212.00 (-32.48%) | $21,580 Land $12,000 Building $9,580 | |
| 2021 | $314.00 | $21,580 Land $12,000 Building $9,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 21 (1993–2024) |
| Claims Outside the SFHA | 4 of 21 |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYON-SIOUX RWS-ROCK RAPIDS private · serves 1,187 people · EPA ID IA6000800 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Premier Communications Fiber · Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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