403 S 2nd St, Cabot, AR 72023 Property Records

Lonoke County property record for 403 S 2nd St, Cabot, AR 72023

Property Summary

Property Type	Commercial Office
Details	1,200 sqft
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on Record
Last Sale	$85,000 (Apr 2006)
Tax Bill	$685 (2024)
Deeds & Mortgages	Jan 2026 Mortgage May 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`723-70552-000`

Property Details

APN / Parcel Number

Primary APN	`723-70552-000`
Alternative APN	`31610`

Interior

Stories	1 Story
Building Area	1,200 sqft Gross Area
1st Floor Area	1,200 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Exterior Material	Brick Veneer
Fire Resistance	Fireproof Steel Frame
Foundation Type	Concrete
Roof Type	Steel Frame/Truss
Roof Material	Metal
Lot Area	5,227 sqft (0.12 acres)
Garage Area	379 sqft
Canopy	379 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	403 S 2ND ST
City	CABOT
State	AR
Zip	72023-2923
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	PT S1/2 SE SE SE NE SE
Legal Range	10
Legal Township	04N
Legal Section	13
Legal Subdivision	CABOT CITY AREA
Legal Block	2
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	2
Census Block	2020
Census Tract	20204

Owner

Source: Lonoke County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 598, CABOT, AR 72023-0598
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMUNITY BANK LEXINGTON
May 23, 2022	Warranty Deed, Transfer · Line of Credit CENTENNIAL BANK
Aug 5, 2018	Loan Modification, Mortgage
Jun 1, 2018	Deed of Trust, Mortgage FIRST HM BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2006 · Amount on Record
Deed Sale	Apr 27, 2006 · Amount on Record
Prior Sale	Aug 21, 1989
Deed Document Number	200605680
Last Transfer Date	May 13, 2022
Transfer Doc	0000006146
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	403 S 2ND ST, CABOT, AR 72023-2923
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 S 2ND ST, CABOT, AR 72023-2923

Mortgage

Document Number	0000000321
Date	Jan 9, 2026
Book Page	2026/321
Instrument	2026-00321

Lender

Name	FIRST COMMUNITY BANK LEXINGTON
Type	Bank
Address	BATESVILLE, AR 72503

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	May 23, 2022
Property Address	403 S 2ND ST, CABOT, AR 72023-2923
Document Number	0000006146
Book / Page	2022 / 6146
Instrument Date	May 13, 2022
Instrument	2022-06146
Transaction Type	Transfer
Record Updated	Jun 14, 2022
Title Company	LENDERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202206147
Date	May 23, 2022
Instrument	2022-06147

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LONOKE AR
Property Address	403 S 2ND ST, CABOT, AR 72023-2923
Document Number	0000008388
Instrument Date	Aug 5, 2018
Transaction Type	Mortgage
Record Updated	Sep 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	403 S 2ND ST CABOT AR 720232923, CABOT, AR 72023-2923

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	403 S 2ND ST, CABOT, AR 72023-2923
Document Number	0000005533
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jan 31, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	403 S 2ND ST CABOT AR 720232923, CABOT, AR 72023-2923

Mortgage

Document Number	0000005533
Date	Jun 12, 2018
Instrument	5533

Lender

Name	FIRST HM BK
Type	Bank
Address	ST PETERSBURG, FL 33701

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 11, 2028

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,460 (-) Land $1,800 Building $11,660	$67,300 (-) Land $9,000 Building $58,300
2024	$685.00
2023	$685.00	$13,460 Land $1,800 Building $11,660	$67,300 Land $9,000 Building $58,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2008–2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, T-Mobile.

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