403 S 20th St, Frederick, OK 73542 Property Records

Tillman County property record for 403 S 20th St, Frederick, OK 73542

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1954
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Apr 2026)
Tax Bill	$173 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
APN	`1165-00-007-002-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`1165-00-007-002-0-000-00`
Alternative APN	`7044`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	7044
Street Address	403 S 20TH ST
City	FREDERICK
State	OK
Zip	73542-7803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 2 BLK 7 RAY'S 2ND 403 S. 20TH 347/1055 991/212 992/31 WD 992/39 MTG
Legal Range	17W
Legal Township	2S
Legal Section	17
Legal Subdivision	RAY'S 2ND
Legal Block	7
Legal Lot Number	2
Jurisdiction	TILLMAN OK
Township / Civil Division	FREDERICK
Census Block Group	1
Census Block	1058
Census Tract	70400

Owner

403 S 20th St is owned by two individuals who bought it in April 2026.

Source: Tillman County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	408 PINE ST, FREDERICK, OK 73542-4009
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on File
Deed Sale	Apr 23, 2026 · Amount on File
Prior Sale	Feb 15, 2013 · Amount on File
Deed Document Number	2026448
Deed Book / Page	1269 / 284
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TILLMAN OK
Recording Date	Apr 23, 2026
Property Address	403 S 20TH ST, FREDERICK, OK 73542-7803
Document Number	0000000448
Book / Page	1269 / 284
Instrument Date	Apr 21, 2026
Instrument	2026.448
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	AMERICAN SECURE TITLE, AMERICAN SECURITY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49,237.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	408 PINE ST, FREDERICK, OK 73542-4009
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000450,
Date	Apr 23, 2026
Book Page	1270/22
Instrument	2026.450

Lender

Name	SOVEREIGN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	132 Months
Due	Apr 22, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 403 S 20th St was $173, up 1.2% from the year before.

Source: Tillman County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tillman County
Municipality	Frederick City
Unified School District	Frederick Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,925 (+5.02%) Land $176 Building $1,749	$16,045 Land $1,470 Building $14,575
2025	$173.00 (+1.17%)	$1,833 Land $176 Building $1,657
2024	$171.00 (+9.62%)		$16,083 (+1.92%) Land $1,470 Building $14,613
2023	$156.00	$1,663 Land $176 Building $1,487	$15,780 Land $1,470 Building $14,310

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 403 S 20th St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 403 S 20th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICK serves 3,940 people · EPA ID OK1011401
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Apr 2024 Chlorite resolved · Jan 2018
Treatment and Procedure	Lead service line inventory Oct 2024 Organic carbon removal Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pioneer Telephone Cooperative Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Syntrio Fixed Wireless	100 / 25