403 S 1st St, Bloomfield, NE 68718 Property Records

Knox County property record for 403 S 1st St, Bloomfield, NE 68718

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,796 sqft · built 1915
Lot Size	0.404 acres (17,617 sqft)
Owner	2 Individual Names on File
Last Sale	$52,000 (Oct 2004)
Tax Bill	$1,732 (2025)
Deeds & Mortgages	Oct 2015 Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`540001616`

Property Details

APN / Parcel Number

Primary APN	`540001616`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,796 sqft Living Area
1st Floor Area	1,230 sqft
Basement Area	1,132 sqft
Finished Basement	566 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	17,617 sqft (0.404 acres)
Lot Dimensions	223 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	711 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Deck Area	216 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	403 S 1ST ST
City	BLOOMFIELD
State	NE
Zip	68718-4122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	ACRE TRACTS PT N2NENW 10-30-3(79X223)
Legal Range	03
Legal Township	30
Legal Section	10
Legal Subdivision	CLAXTONS FIRST ADDITION
Jurisdiction	KNOX NE
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2041
Census Tract	976300

Owner

403 S 1st St is owned and occupied by two individuals who bought it in October 2004.

Source: Knox County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	403 S 1ST ST, BLOOMFIELD, NE 68718-4122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2015	Deed of Trust, Mortgage · USDA Mortgage USDA
Jan 18, 2022	Warranty Deed, Transfer · Conventional Mortgage CHARTER WEST BANK
Apr 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage SECURITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2004 · Amount on File
Deed Sale	Oct 13, 2004 · Amount on File
Deed Book / Page	2001 / 7519
Record Updated	Oct 29, 2026

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX NE
Property Address	403 S 1ST ST, BLOOMFIELD, NE 68718-4122
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000210/447
Date	Oct 19, 2015
Book Page	210/447

Lender

Name	USDA
Type	Government Agency
Address	LINCOLN, NE 68510

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Oct 13, 2055

Interest

Rate	3.75%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX NE
Recording Date	Jan 18, 2022
Property Address	403 S 1ST ST, BLOOMFIELD, NE 68718-4122
Document Number	000149/546
Book / Page	149 / 546
Instrument Date	Jan 18, 2022
Instrument	2022-00087
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	CEDAR TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$326.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54674 897 RD, 54674, CROFTON, NE 68730-3365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 S 1ST ST, BLOOMFIELD, NE 68718-4122

Mortgage

Document Number	0202200088
Date	Jan 18, 2022
Instrument	2022-00088

Lender

Name	CHARTER WEST BANK
Type	Bank
Address	WEST POINT, NE 68788

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX NE
Property Address	403 S 1ST ST, BLOOMFIELD, NE 68718-4122
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	223/160
Date	Apr 6, 2018
Book Page	223/160
Instrument	2018-00509

Lender

Name	SECURITY BANK
Type	Bank
Address	LAUREL, NE 68745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 1, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 403 S 1st St was $1,732.

Source: Knox County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Bloomfield City
County	Knox County
Unified School District	Bloomfield Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,100 (-) Land $9,940 Building $139,160	$149,100 (-) Land $9,940 Building $139,160
2025	$1,732.00	$149,100 Land $9,940 Building $139,160	$149,100 Land $9,940 Building $139,160
2023	$1,434.00	$99,795 Land $8,660 Building $91,135	$99,795 Land $8,660 Building $91,135

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 S 1st St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2018–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 S 1st St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 88% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMFIELD serves 1,025 people · EPA ID NE3110708
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber	2,000 / 2,000
Alpine Connective Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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