Davis County property record for 403 S 1400 E, Fruit Heights, UT 84037
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 3 ba · 2,079 sqft · built 1981 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $591,400 (May 2020) |
| Tax Bill | $3,795 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-088-0009 |
| Primary APN | 07-088-0009 |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 2,079 sqft Living Area |
| Basement Area | 2,045 sqft |
| Unfinished Basement | 2,045 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 517 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 403 S 1400 E |
|---|---|
| City | FRUIT HEIGHTS |
| State | UT |
| Zip | 84037-2335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-S-12 |
| Legal Description | ALL OF LOT 9, GREEN OAK ESTATES SUB. CONT. 0.28 ACRES |
| Legal Subdivision | GREEN OAK ESTATES SUBDIVISION |
| Legal Lot Number | 9 |
| Jurisdiction | DAVIS UT |
| Township / Civil Division | NORTH DAVIS |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 125102 |
403 S 1400 E is owned and occupied by two individuals who bought it in May 2020.
Source: Davis County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 S 1400 E, FRUIT HEIGHTS, UT 84037-2335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jul 26, 2022 | Deed of Trust, Mortgage · Line of Credit ZB NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2020 · Amount on File |
| Deed Sale | May 8, 2020 · Amount on File |
| Prior Sale | Oct 9, 2006 · Amount on File |
| Deed Document Number | 20203249880 |
| Deed Book / Page | 7509 / 2483 |
| Prior Transfer Date | Dec 21, 1999 |
| Prior Transfer Doc | 0001565339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 403 S 1400 E, FRUIT HEIGHTS, UT 84037-2335 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | BACKMAN TITLE SERVICES, BACKMAN TITLE SERVIC |
| Name | Verified Name |
|---|
| Document Number | 007809/197 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 7809/197 |
| Instrument | 3403365 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 403 S 1400 E, FRUIT HEIGHTS, UT 84037-2335 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 403 S 1400 E, FRUIT HEIGHTS, UT 84037-2335 |
| Investor | Possibly a Property Investor |
| Document Number | 008057/997 |
|---|---|
| Date | Jul 26, 2022 |
| Book Page | 8057/997 |
| Instrument | 3489383 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84117 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 403 S 1400 E was $3,795, up 8.1% from the year before.
Source: Davis County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Davis County |
| Municipality | Fruit Heights City |
| Unified School District | Davis School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,050 (-1%) Land $189,406 Building $190,644 | $691,000 (-1%) Land $344,374 Building $346,626 | |
| 2025 | $3,795.00 (+8.12%) | $383,900 Land $210,780 Building $173,120 | $698,000 Land $383,237 Building $314,763 |
| 2024 | $3,510.00 (+4.46%) | ||
| 2023 | $3,360.00 (-4.27%) | $624,000 Land $257,818 Building $366,182 | $624,000 Land $257,818 Building $366,182 |
| 2022 | $3,510.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 S 1400 E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (1984) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1984 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 S 1400 E is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 49% of Utah |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRUIT HEIGHTS CITY WATER SYSTEM serves 6,075 people · EPA ID UTAH06017 |
|---|---|
| Water Source | Purchased surface water from WEBER BASIN WCD - CENTRAL |
| Last State Inspection | Mar 2025 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Connext Networks Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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