403 Ryan St, Montgomery, AL 36107 Property Records

Montgomery County property record for 403 Ryan St, Montgomery, AL 36107 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,773 sqft · built 1938
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Mar 2025)
Deeds & Mortgages	Jan 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-03-08-4-031-002.000`

Property Details

APN / Parcel Number

Primary APN	`10-03-08-4-031-002.000`
Alternative APNs	`0310030804031002000` `238039`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,773 sqft Living Area
1st Floor Area	1,651 sqft
Upper Floors Area	153 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	400 sqft
Porch	Slab
Porch Area	436 sqft
Patio Area	255 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	238039
Street Address	403 RYAN ST
City	MONTGOMERY
State	AL
Zip	36107-2353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1003084031002000
Legal Range	18E
Legal Township	16N
Legal Section	08
Legal Subdivision	IRVIN PLACE
Legal Block	10
Legal Lot Number	44,45
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MONTGOMERY
Census Block Group	3
Census Block	3006
Census Tract	1600

Owner

Source: Montgomery County records · APN 10-03-08-4-031-002.000

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	403 RYAN ST, MONTGOMERY, AL 36107-2353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 04, 2025 · Amount on Record
Deed Sale	Mar 04, 2025 · Amount on Record
Prior Sale	Mar 04, 2025 · Amount on Record
Deed Document Number	20254743266
Deed Book / Page	6261 / 573
Prior Transfer Date	Mar 14, 2014
Prior Transfer Doc	0045500637
Record Updated	Jun 08, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	403 RYAN ST, MONTGOMERY, AL 36107-2353
Transaction Type	Mortgage
Record Updated	Mar 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 RYAN ST, MONTGOMERY, AL 36107-2353

Mortgage

Document Number	0059260075
Date	Jan 20, 2023
Book Page	5926/75

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	85 Months
Due	Feb 01, 2030

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption	$7,640 (+4.23%) Land $800 Building $6,840	$76,400 (+4.23%) Land $8,000 Building $68,400
2023	Disabled Person's exemption	$7,330 Land $800 Building $6,530	$73,300 Land $8,000 Building $65,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (01101C), updated February 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 607 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
WOW Internet, Cable & Phone	Cable	1,200 / 50
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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