403 Rutledge Rd, Mount Holly, NC 28120 Property Records

Gaston County property record for 403 Rutledge Rd, Mount Holly, NC 28120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,559 sqft · built 1987
Lot Size	1.36 acres (59,242 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Feb 2022)
Tax Bill	$2,056 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14029 00123`

Property Details

APN / Parcel Number

Primary APN	`14029 00123`
Alternative APN	`173948`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,559 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	59,242 sqft (1.36 acres)
Porch	Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	403 RUTLEDGE RD
City	MOUNT HOLLY
State	NC
Zip	28120-9179
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1H
Legal Description	DUTCH HOLLOW L 18 14 029 001 23 000
Legal Subdivision	DUTCH HOLLOW
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	1
Census Block	1006
Census Tract	30208

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	403 RUTLEDGE RD, MOUNT HOLLY, NC 28120-9179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Warranty Deed, Transfer · VA Mortgage RAPID MORTGAGE COMPANY
May 20, 2021	Intrafamily Transfer, Transfer · FHA Mortgage QUICKEN LOANS LLC
Oct 4, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Prior Sale	May 20, 2021
Deed Book / Page	5315 / 1082
Prior Transfer Date	Apr 14, 2021
Prior Transfer Doc	0052291960
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Feb 28, 2022
Property Address	403 RUTLEDGE RD, MOUNT HOLLY, NC 28120-9179
Document Number	0053151082
Book / Page	5315 / 1082
Map Reference	MB 35 PG 55
Instrument Date	Feb 28, 2022
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1757 HAMILTON ST, 1757, HICKORY, NC 28602-8253

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 RUTLEDGE RD, MOUNT HOLLY, NC 28120-9179

Mortgage

Document Number	0053151084
Date	Feb 28, 2022
Instrument	5315/1084

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GASTON NC
Recording Date	May 20, 2021
Property Address	403 RUTLEDGE RD, MOUNT HOLLY, NC 28120-9179
Document Number	0052291960
Book / Page	5229 / 1960
Map Reference	MB 35 PG 55
Instrument Date	Apr 14, 2021
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	AMROCK INC, AMROCK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 RUTLEDGE RD, MOUNT HOLLY, NC 28120-9179

Mortgage

Document Number	52291964
Date	May 20, 2021
Instrument	5229/1964

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Oct 4, 2019
Property Address	403 RUTLEDGE RD, MOUNT HOLLY, NC 28120-9179
Document Number	0050721096
Book / Page	5072 / 1096
Map Reference	MB 35 PG 55
Instrument Date	Oct 4, 2019
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2020 AUTEN RD, 2020, GASTONIA, NC 28054-1112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 RUTLEDGE RD, MOUNT HOLLY, NC 28120-9179

Mortgage

Document Number	50721099
Date	Oct 4, 2019
Instrument	5072/1099

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,056.00	$288,090 (-) Land $30,670 Building $257,420
2025	$2,056.00 (+2.7%)	$288,090 (-) Land $30,670 Building $257,420
2023	$2,002.00	$288,090 Land $30,670 Building $257,420
2021			$190,700 Land $25,660 Building $165,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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