403 Rustic Hills Rd, Denver, IA 50622 Property Records

Bremer County property record for 403 Rustic Hills Rd, Denver, IA 50622

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,023 sqft · built 1983
Lot Size1.59 acres (69,260 sqft)
Owner2 Individual Names on File
Last Sale$255,000 (Oct 2015)
Tax Bill$4,436 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN10-22-176-013

Property Details

APN / Parcel Number

Primary APN10-22-176-013

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories1 Story
Building Area2,023 sqft Living Area
Basement Area2,023 sqft
Finished Basement1,400 sqft
Unfinished Basement623 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area69,260 sqft (1.59 acres)
Garage TypeAttached
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area63 sqft
Deck Area1,013 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address403 RUSTIC HILLS RD
CityDENVER
StateIA
Zip50622-1040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description22-91-13 RUSTIC HILLS 7TH ADD LOT 4
Legal Range13W
Legal Township91N
Legal Section22
Legal SubdivisionRUSTIC HILLS 7TH ADD
Legal Lot Number4
JurisdictionBREMER IA
Township / Civil DivisionJEFFERSON
Census Block Group1
Census Block1009
Census Tract4600

Owner

403 Rustic Hills Rd is owned and occupied by two individuals who bought it in October 2015.

Source: Bremer County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address403 RUSTIC HILLS RD, DENVER, IA 50622-1040
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 12, 2015 · Amount on File
Deed SaleOct 12, 2015 · Amount on File
Deed Document Number20154304
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREMER IA
Property Address403 RUSTIC HILLS RD, DENVER, IA 50622-1040
Transaction TypeMortgage
Record UpdatedJul 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20211485
DateMar 24, 2021
Instrument20211485
Lender
NameWELLS FARGO BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 403 Rustic Hills Rd was $4,436 with a homeowner's exemption.

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBremer County
Unified School DistrictDenver Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,436.00 Homeowner's exemption$377,840 Land $76,000 Building $301,840$377,840 Land $76,000 Building $301,840
2023$337,810 Land $63,900 Building $273,910$337,810 Land $63,900 Building $273,910
2022$4,020.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Rustic Hills Rd in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims20 (1979–2008)
Claims Outside the SFHA1 of 20
Most Recent ClaimApr 2008 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, May 1999 · 3 claims
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Rustic Hills Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waverly Communications Utility
Fiber
10,000 / 10,000
GigFire
Fixed Wireless
150 / 130

May also be available: Mediacom Xtream, Readlyn Telephone Company.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Rustic Hills Rd

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