403 Rosedale Dr, Gainesville, TX 76240 Property Records

Cooke County property record for 403 Rosedale Dr, Gainesville, TX 76240

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,646 sqft · built 1964
Lot Size0.249 acres (10,855 sqft)
Owner2 Individual Names on Record
Last Sale$111,500 (Apr 2014)
Tax Bill$3,356 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN2855-003-00009

Property Details

APN / Parcel Number

Primary APN2855-003-00009
Alternative APN
  • 20912

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,646 sqft Living Area
Gross Area2,282 sqft
1st Floor Area1,646 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area10,855 sqft (0.249 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area136 sqft
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2855-003-00009
Street Address403 ROSEDALE DR
CityGAINESVILLE
StateTX
Zip76240-4504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHEELER CREEK ADDN; BLOCK 3; LOT 9
Legal SubdivisionWHEELER CREEK ADDN
Legal Block3
Legal Lot Number9
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE
Census Block Group1
Census Block1012
Census Tract600

Owner

Source: Cooke County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address403 ROSEDALE DR, GAINESVILLE, TX 76240-4504
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2014 · Amount on Record
Deed SaleApr 4, 2014 · Amount on Record
Deed Document Number201447106
Deed Book / Page1934 / 241
Prior Transfer DateApr 2, 2014
Prior Transfer Doc1934/241
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address403 ROSEDALE DR, GAINESVILLE, TX 76240-4504
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyHOWETH TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2350/275
DateAug 4, 2020
Book Page2350/275
Instrument5975
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,356.00 (+9.82%) Homeowner's exemption$227,209 (+21%) Land $48,519 Building $210,353$258,872 (+10.61%) Land $48,519 Building $210,353
2024$3,056.00 (-7.59%)
2023$187,776 Land $48,513 Building $185,517$234,030 Land $48,513 Building $185,517
2022$3,307.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1988–2015)
Claims Outside the SFHA2 of 4
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GAINESVILLE
serves 18,107 people · EPA ID TX0490001
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20

May also be available: Element8.

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