Burke County property record for 403 Riverside Dr, Morganton, NC 28655 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,511 sqft · built 1958 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $337,500 (May 2019) |
| Tax Bill | $1,796 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1793767260 |
| Primary APN | 1793767260 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,511 sqft Living Area |
| 1st Floor Area | 2,006 sqft |
| Basement Area | 930 sqft |
| Unfinished Basement | 930 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 124 sqft |
| Deck Area | 40 sqft |
| Patio Area | 360 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 403 RIVERSIDE DR |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-3724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 403 RIVERSIDE DR MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20500 |
Source: Burke County records · APN 1793767260
Assessment roll updated September 25, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 RIVERSIDE DR, MORGANTON, NC 28655-3724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 07, 2026 | Deed of Trust, Mortgage · Line of Credit JAMES IRVIN ETAL |
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 21, 2019 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 21, 2019 · Amount on Record |
| Deed Sale | May 21, 2019 · Amount on Record |
| Prior Sale | Sep 10, 2010 · Amount on Record |
| Deed Document Number | 20192017027992 |
| Deed Book / Page | 2403 / 732 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 403 RIVERSIDE DR, MORGANTON, NC 28655-3724 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 403 RIVERSIDE DR, MORGANTON, NC 28655-3724 |
| Document Number | 0028480663 |
|---|---|
| Date | Jan 07, 2026 |
| Book Page | 2848/663 |
| Instrument | 2026000110 |
| Name | JAMES IRVIN ETAL |
|---|---|
| Type | Private Party |
| Address | 399 WARDS CREEK RD, TOCCOA, GA 30577 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 31, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 403 RIVERSIDE DR, MORGANTON, NC 28655-3724 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0025650392 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 2565/392 |
| Instrument | 2021010170 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | STEVENSON RANCH, CA 91381 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | May 21, 2019 |
| Property Address | 403 RIVERSIDE DR, MORGANTON, NC 28655-3724 |
| Document Number | 0024030732 |
| Book / Page | 2403 / 0732 |
| Instrument Date | May 20, 2019 |
| Instrument | 2017027992 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $675.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 480 E PARK DR, 480, TRYON, NC 28782-3594 |
| Name | Verified Name |
|---|---|
| Address | 403 RIVERSIDE DR, MORGANTON, NC 28655-3724 |
| Document Number | 2017027993 |
|---|---|
| Date | May 21, 2019 |
| Instrument | 2017027993 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,796.00 (-0.39%) | $306,292 (-) Land $35,100 Building $271,192 | $306,292 (-) Land $35,100 Building $271,192 |
| 2023 | $1,803.00 | $306,292 Land $35,100 Building $271,192 | $306,292 Land $35,100 Building $271,192 |
Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370230205002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 14 (1994–2024) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 87 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| City of Morganton | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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