Rensselaer County and Troy City property record for 403 River St, Troy, NY 12180
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 8,738 sqft · built 1940 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Company Name on File |
| Last Sale | $165,000 (Feb 2003) |
| Tax Bill | $9,795 (2026) |
| APN | 381700 101.37-1-8.1 |
| Primary APN | 381700 101.37-1-8.1 |
|---|---|
| Alternative APN |
|
| Units | 4 Units |
|---|---|
| Stories | 3 Stories |
| Building Area | 8,738 sqft Gross Area |
| Basement Area | 2,686 sqft |
| Unfinished Basement | 2,686 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 125 ft deep x 25 ft wide |
| Canopy | 960 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0400360 |
|---|---|
| Street Address | 403 RIVER ST |
| City | TROY |
| State | NY |
| Zip | 12180-2859 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | WMU |
| Legal Description | 3 STY BRK BLDG & GAR 156-8/S 1/2 11 |
| Legal Block | 1 |
| Legal Lot Number | 8.001 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 40701 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Northern River Street Historic District listed 1988 · 13 contributing resources · NRIS 88000630 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
403 River St, a commercial property, is owned by a company that bought it in February 2003.
Source: Rensselaer County and Troy City records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 403 RIVER ST, TROY, NY 12180-2859 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2003 · Amount on File |
| Deed Sale | Feb 12, 2003 · Amount on File |
| Deed Book / Page | 403 / 1625 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 403 River St was $9,795, down 20.7% from the year before.
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,795.00 (-20.72%) | ||
| 2025 | $12,355.00 | $260,000 Land $23,000 Building $237,000 | $445,200 Land $39,383 Building $405,817 |
| 2023 | $260,000 (-) Land $23,000 Building $237,000 | $371,400 (+8.56%) Land $32,855 Building $338,545 | |
| 2022 | $11,975.00 | $260,000 Land $23,000 Building $237,000 | $342,105 Land $30,263 Building $311,842 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 403 River St; there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Apr 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 403 River St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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