403 River Rd, Montgomery, TX 77356 Property Records

Montgomery County property record for 403 River Rd, Montgomery, TX 77356 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,387 sqft · built 1999
Lot Size	0.142 acres (6,186 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,014 (2024)
Flood Zone	Zone AE (high risk)
APN	`0006-01-02615`

Property Details

APN / Parcel Number

Primary APN	`0006-01-02615`
Alternative APN	`R30955`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	2,387 sqft Living Area
1st Floor Area	1,584 sqft
2nd Floor Area	803 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	6,186 sqft (0.142 acres)
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	313 sqft
Patio Area	313 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R30955
Street Address	403 RIVER RD
City	MONTGOMERY
State	TX
Zip	77356-5555
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0006 CLARK WM C, TRACT 3 RRYC, ACRES 0.142
Legal Subdivision	CLARK WM C
Legal Tract	3
Legal Lot Number	3
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1002
Census Tract	694305

Owner

Source: Montgomery County records · APN 0006-01-02615

Assessment roll updated July 25, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	403 RIVER RD, MONTGOMERY, TX 77356-5555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated July 25, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Montgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$305,562 (+1%) Land $38,340 Building $274,443	$312,783 (+12.6%) Land $38,340 Building $274,443
2024	$2,014.00 (+5.56%) Homeowner's exemption Senior Citizen's exemption	$277,784 (+6.35%) Land $38,340 Building $239,444	$277,784 (-2.82%) Land $38,340 Building $239,444
2023	$1,908.00 Homeowner's exemption	$261,200 Land $38,340 Building $247,500	$285,840 Land $38,340 Building $247,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (48339C), updated January 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483396943051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	203.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 92 individual NFIP policies nearby
Nearby Flood Policies	102 units insured (10 under condo master policies) 58 of 92 individual policies on primary residences
Nearby Flood Claims	36 (2016–2024)
Claims Outside the SFHA	33 of 36
Most Recent Claim	Jul 2024, river or lake flooding, Hurricane Beryl
Flood Events	Severe Storms, Straight-line Winds, Tornadoes, And Flooding (May 2024), 16 claims Hurricane Harvey (Aug 2017), 15 claims Severe Storms And Flooding (May 2016), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.