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403 River Bluffs Dr, New Bern, NC 28560 Property Records

Craven County property record for 403 River Bluffs Dr, New Bern, NC 28560

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 960 sqft · built 2019
Lot Size0.826 acres (36,004 sqft)
OwnerIndividual Name on Record
Last Sale$248,000 (Mar 2020)
Tax Bill$1,756 (2025)
Deeds & MortgagesNov 2018 Mortgage
Mar 2020 Sale
Flood ZoneZone X (minimal risk)
APN7-049-223

Property Details

APN / Parcel Number

Primary APN7-049-223
Alternative APN
  • 109438

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area960 sqft Living Area
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 2019
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area36,004 sqft (0.826 acres)
Garage TypeAttached
Storage Building280 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number109438
Street Address403 RIVER BLUFFS DR
CityNEW BERN
StateNC
Zip28560-8410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 223 RIVER BLUFFS SCT IX
Legal SubdivisionRIVER BLUFFS
Legal Lot Number223
JurisdictionCRAVEN NC
Township / Civil Division7
Census Block Group1
Census Block1001
Census Tract961101

Owner

Source: Craven County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address403 RIVER BLUFFS DR, NEW BERN, NC 28560-8410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2018Deed of Trust, Mortgage
BRANCH BANKING & TRUST CO
Mar 13, 2020Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2020 · Amount on Record
Deed SaleMar 13, 2020 · Amount on Record
Deed Document Number0000360521
Deed Book / Page3605 / 21
Record UpdatedJun 8, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAVEN NC
Property Address403 RIVER BLUFFS DR, NEW BERN, NC 28560-8410
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003552/0000000858
DateNov 8, 2018
Book Page0000003552/0000000858
Instrument000010029666
Lender
NameBRANCH BANKING & TRUST CO
TypeBank
Agreement
AmountAmount Recorded

March 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateMar 13, 2020
Property Address403 RIVER BLUFFS DR, NEW BERN, NC 28560-8410
Document Number3605/21
Book / Page3605 / 21
Map ReferenceCAB I SL 118E
Instrument DateMar 12, 2020
Instrument10051656
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount Recorded
Tax$496.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8002 US HIGHWAY 70 E, 8002, NEW BERN, NC 28560-8516

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 RIVER BLUFFS DR, NEW BERN, NC 28560-8410

Tax Assessment & Valuation

Source: Craven County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,756.00 (+0.69%)$362,440 (-) Land $50,000 Building $312,440$362,440 (-) Land $50,000 Building $312,440
2023$1,744.00 (+32.62%)$362,440 (+68.94%) Land $50,000 Building $312,440$362,440 (+68.94%) Land $50,000 Building $312,440
2022$1,315.00$214,540 Land $40,000 Building $174,540
2018$214,540 Land $40,000 Building $174,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims2 (2018–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRAVEN COUNTY WATER SYSTEM
serves 37,848 people · EPA ID NC0425055
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Optimum.

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