403 Rios St, Bakersfield, CA 93307 Property Records

Kern County property record for 403 Rios St, Bakersfield, CA 93307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 878 sqft · built 1941
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jul 2025)
Tax Bill	$2,566 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`166-252-04-00-8`

Property Details

APN / Parcel Number

Primary APN	`166-252-04-00-8`
Alternative APNs	`166-252-04-9` `1662520400` `16625204`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	878 sqft Living Area
Gross Area	1,691 sqft
1st Floor Area	672 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Construction Type	Frame
Lot Area	7,500 sqft (0.172 acres)
Porch	Porch
Porch Area	12 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	166252049
Street Address	403 RIOS ST
City	BAKERSFIELD
State	CA
Zip	93307-4131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SECTION 7 , TOWNSHIP 30 , RANGE 28 , QUARTER
Legal Block	1
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1021
Census Tract	3002

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 RIOS ST, BAKERSFIELD, CA 93307-4131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 18, 2017	Deed of Trust, Transfer · FHA Mortgage IMORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2025 · Amount on Record
Deed Sale	Jul 31, 2025 · Amount on Record
Prior Sale	Apr 19, 2017 · Amount on Record
Deed Document Number	202587564
Prior Transfer Date	Sep 14, 2016
Prior Transfer Doc	0000128094
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	403 RIOS ST, BAKERSFIELD, CA 93307-4131
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	TITLE CONNECTION, TITLE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 RIOS ST, BAKERSFIELD, CA 93307-4131

Mortgage

Document Number	0000089982
Date	Jun 7, 2022
Instrument	222089982

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2052

April 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	403 RIOS ST, BAKERSFIELD, CA 93307-4131
Document Number	0000049351
Instrument Date	Apr 18, 2017
Transaction Type	Transfer
Record Updated	Apr 28, 2017
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 RIOS ST BAKERSFIELD CA 933074131, BAKERSFIELD, CA 93307-4131

Mortgage

Document Number	0000049351
Date	Apr 19, 2017
Instrument	49351

Lender

Name	IMORTGAGE
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2047

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$280,000 (+93.02%) Land $84,000 Building $196,000
2025	$2,566.00 (+5.25%) Homeowner's exemption	$145,066 (+4.04%) Land $40,617 Building $104,449
2023	$2,438.00 (+4.14%) Homeowner's exemption	$139,435 Land $39,041 Building $100,394
2022	$2,341.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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