403 Ridgewood Dr, Georgetown, TX 78628 Property Records

Williamson County property record for 403 Ridgewood Dr, Georgetown, TX 78628

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,430 sqft · built 1997
Lot Size0.381 acres (16,603 sqft)
Owner2 Company Names on Record
Tax Bill$11,605 (2025)
Deeds & MortgagesNov 2022 Mortgage
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNR-20-9450-0000-0055

Property Details

APN / Parcel Number

Primary APNR-20-9450-0000-0055
Alternative APNs
  • R045076
  • 103472

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,430 sqft Living Area
1st Floor Area749 sqft
2nd Floor Area1,681 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Roof TypeGable
Lot Area16,603 sqft (0.381 acres)
Garage Area706 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area192 sqft
Deck Area521 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberR20945000000055
Street Address403 RIDGEWOOD DR
CityGEORGETOWN
StateTX
Zip78628-7648
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAN GABRIEL HEIGHTS SEC 5, BLOCK B, LOT 37
Legal SubdivisionSAN GABRIEL HEIGHTS SEC 5
Legal BlockB
Legal Lot Number37
JurisdictionWILLIAMSON TX
Township / Civil DivisionROUND ROCK-GEORGETOWN
Census Block Group1
Census Block1001
Census Tract20123

Owner

Source: Williamson County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address403 RIDGEWOOD DR, GEORGETOWN, TX 78628-7648
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2022Vendor's Lien, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jun 14, 2019Warranty Deed, Transfer · VA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 26, 2024
Deed SaleDec 26, 2024
Prior SaleNov 9, 2022 · Amount on Record
Deed Document Number2024102549
Prior Transfer DateJun 13, 2019
Prior Transfer Doc0000052774
Record UpdatedOct 29, 2026

November 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWILLIAMSON TX
Recording DateNov 9, 2022
Property Address403 RIDGEWOOD DR, GEORGETOWN, TX 78628-7648
Document Number0000126201
Map ReferenceCAB C SL 385
Instrument DateNov 8, 2022
Instrument2022126201
Transaction TypeTransfer
Record UpdatedNov 22, 2022
Title CompanyINDEPENDENCE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address403 RIDGEWOOD DR, 403, GEORGETOWN, TX 78628-7648

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 RIDGEWOOD DR, GEORGETOWN, TX 78628-7648

Mortgage

Document Number0000126202
DateNov 9, 2022
Instrument2022126202
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILLIAMSON TX
Recording DateJun 14, 2019
Property Address403 RIDGEWOOD DR, GEORGETOWN, TX 78628-7648
Document Number0000052774
Instrument DateJun 13, 2019
Instrument52774
Transaction TypeTransfer
Record UpdatedJun 27, 2019
Title CompanyLONGHORN TITLE COMPANY INC, LONGHORN TITLE CO INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address403 RIDGEWOOD DR GEORGETOWN TX 786287648, GEORGETOWN, TX 78628-7648

Mortgage

Document Number52775
DateJun 14, 2019
Instrument52775
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 13, 2049

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityGeorgetown City
CountyWilliamson County
Unified School DistrictGeorgetown Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,605.00 (+11.42%)$629,698 (+7.49%) Land $187,500 Building $442,198$629,698 (+7.49%) Land $187,500 Building $442,198
2024$10,416.00 (+12.25%)
2023$9,279.00 (+13.46%) Homeowner's exemption$585,837 Land $150,000 Building $435,837$585,837 Land $150,000 Building $435,837
2022$8,178.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimJul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 83% of Texas
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GEORGETOWN
serves 191,639 people · EPA ID TX2460001
Water SourceSurface water
Last State InspectionJul 2025
Lead5 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: FiberFirst, SOS Communications, T-Mobile, VTX Communications, Western Broadband.

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