403 Richards St, Vardaman, MS 38878 Property Records

Calhoun County property record for 403 Richards St, Vardaman, MS 38878 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Year Built	Built 1984
Square Footage	2,561 sqft Adjusted Area
Lot Size	378,972 sqft (8.69 acres)
Garage	Carport
Occupancy	Owner Occupied
Tax Bill	$1,364.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`2102051310010`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Building Area	2,561 sqft Adjusted Area
Interior Structure	Plywood Interior Structure

Exterior

Year Built	Built 1984
Exterior Material	Brick Veneer Exterior
Foundation Type	Masonry Foundation
Roof Construction	Gable Roof Construction
Roof Material	Builtup (layered Asphalt) Roof
Lot Area	378,972 sqft (8.69 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Carport	Carport
Carport Area	360 sqft Carport
Patio Area	725 sqft Patio

Location & Zoning

Street Address	403 RICHARDS ST
City	VARDAMAN
State	MS
Zip	38878-9536
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BLK 21 & PT 22 W VARDAMAN
Legal Block	21
Jurisdiction	CALHOUN MS
Minor Civil Division	5
Census Blockgroup	1
Census Block	1028
Census Tract	950400

Owner

Source: Calhoun County records · APN 2102051310010

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	403 RICHARDS ST, VARDAMAN, MS 38878-9536
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 21, 2020
Deed Sale	Dec 21, 2020
Deed Doc Number	0020203829
Record Refreshed	Jun 08, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MS
Property Address	403 RICHARDS ST, VARDAMAN, MS 38878-9536
Transaction Type	Mortgage
Record Updated	Jul 09, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 BURKETT AVE, VARDAMAN, MS 38878-9710

Mortgage

Document Number	404/506
Date	Sep 26, 2018
Book Page	404/506
Instrument	2018003198

Lender

Name	BANK OF OKOLONA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Oct 05, 2023

Tax Assessment & Valuation

Source: Calhoun County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Calhoun County
Municipality	Vardaman Town
Unified School District	Calhoun County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,364.00 (+11.44%)	$12,807 (-0.03%) Land $757 Building $12,050	$127,544 (-0.02%) Land $7,046 Building $120,498
2023	$1,224.00	$12,811 Land $761 Building $12,050	$127,570 Land $7,072 Building $120,498

Flood & Wildfire

403 Richards St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Calhoun County (28013C), updated August 19, 2010

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 35th percentile of exposed land nationally · 18th in Mississippi
Wildfire Likelihood	Low — about 1 in 2,703 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.