Stanly County property record for 403 Renee Ford Rd, Locust, NC 28097 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1972 |
| Square Footage | 4,194 sqft Finished Area |
| Lot Size | 540,144 sqft (12.4 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $480,000 (2018) |
| Tax Bill | $5,419.00 (2025) |
| Primary APN | 557401096219 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 4,194 sqft Finished Area |
| Basement Area | 2,049 sqft Basement |
| Unfinished Basement | 2,049 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 540,144 sqft (12.4 acres) |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Pool Type | 1 Pool Type |
|---|---|
| Pool Area | 648 sqft Pool |
| Deck Area | 272 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 240 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Account Number | 1521658 |
|---|---|
| Street Address | 403 RENEE FORD RD |
| City | LOCUST |
| State | NC |
| Zip | 28097-9685 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HSE 403 RENEE FORD RD 557401032 |
| Jurisdiction | STANLY NC |
| Minor Civil Division | FURR |
| Census Blockgroup | 1 |
| Census Block | 1031 |
| Census Tract | 930801 |
Source: Stanly County records · APN 557401096219
Assessment roll updated August 29, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 RENEE FORD RD, LOCUST, NC 28097-9685 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 12, 2023 | Deed of Trust, Mortgage · Building or Construction Mortgage NORTHPOINTE BANK |
| Aug 10, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 10, 2018 · Amount on Record |
| Deed Sale | Aug 10, 2018 · Amount on Record |
| Prior Sale | Jan 01, 2010 |
| Deed Doc Number | 2018402433 |
| Deed Book / Page | 1650 / 1477 |
| Last Transfer Date | Mar 15, 2022 |
| Transfer Doc | 0000444637 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 403 RENEE FORD RD, LOCUST, NC 28097-9685 |
| Transaction Type | Mortgage |
| Record Updated | Oct 03, 2023 |
| Name | Verified Name |
|---|---|
| Address | 403 RENEE FORD RD, LOCUST, NC 28097-9685 |
| Document Number | 0000454598 |
|---|---|
| Date | Jan 12, 2023 |
| Book Page | 1810/545 |
| Instrument | 454598 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Feb 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Aug 10, 2018 |
| Property Address | 403 RENEE FORD RD, LOCUST, NC 28097-9685 |
| Document Number | 0000402433 |
| Book / Page | 001650 / 001477 |
| Instrument Date | Aug 09, 2018 |
| Instrument | 402433 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $960.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 403 RENEE FORD RD LOCUST NC 280979685, LOCUST, NC 28097-9685 |
Source: Stanly County records · Assessment roll updated August 29, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,419.00 (+28.63%) | $589,123 (+52.39%) Land $207,352 Building $381,771 | $589,123 (+52.39%) Land $207,352 Building $381,771 |
| 2023 | $4,213.00 | $386,582 Land $114,502 Building $272,080 | $386,582 Land $114,502 Building $272,080 |
Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 7,143 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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