Gaston County property record for 403 Redding St, Gastonia, NC 28054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,542 sqft · built 2022 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $298,000 (Sep 2023) |
| Tax Bill | $2,376 (2026) |
| Deeds & Mortgages | Nov 2022 Construction Loan Nov 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 307893 |
| Primary APN | 307893 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,542 sqft Heated Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 33,106 sqft (0.76 acres) |
| Street Address | 403 REDDING ST |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28054-3157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDDING ST. PARCEL 2 PLAT BOOK 097 PAGE 065 |
| Legal Subdivision | MINOR SUBDIVISION PLAT FOR NU HOMES |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 32000 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2507 BURKHOLDER RD, CHARLOTTE, NC 28214-2812 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2022 | Deed of Trust, Mortgage · Construction Mortgage MCU FINANCIAL CENTER CU |
| Nov 18, 2022 | Deed of Trust, Mortgage · Balloon Mortgage MCU FINANCIAL CENTER CU |
| Sep 15, 2023 | Warranty Deed, Subdivision Related Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2023 · Amount on Record |
| Deed Sale | Sep 15, 2023 · Amount on Record |
| Deed Book / Page | 5434 / 957 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 403 REDDING ST, GASTONIA, NC 28054-3157 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1300 E 9TH ST 800, 800, CLEVELAND, OH 44114-1517 |
| Document Number | 0053781653 |
|---|---|
| Date | Nov 18, 2022 |
| Book Page | 5378/1653 |
| Name | MCU FINANCIAL CENTER CU |
|---|---|
| Type | Credit Union |
| Address | CLEVELAND, OH 44114 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Aug 18, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 403 REDDING ST, GASTONIA, NC 28054-3157 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2038 LOMBARDY CIR, CHARLOTTE, NC 28203-6060 |
| Document Number | 0053781680 |
|---|---|
| Date | Nov 18, 2022 |
| Book Page | 5378/1680 |
| Name | MCU FINANCIAL CENTER CU |
|---|---|
| Type | Credit Union |
| Address | CLEVELAND, OH 44114 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Aug 18, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Sep 15, 2023 |
| Property Address | 403 REDDING ST, GASTONIA, NC 28054-3157 |
| Document Number | 0054340957 |
| Book / Page | 5434 / 957 |
| Map Reference | MB 97 PG 65 |
| Instrument Date | Sep 13, 2023 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $596.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2507 BURKHOLDER RD, CHARLOTTE, NC 28214-2812 |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Gastonia City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,376.00 | $222,270 Land $13,200 Building $209,070 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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