403 Rathbone Ave, Aurora, IL 60506 Property Records

Kane County property record for 403 Rathbone Ave, Aurora, IL 60506

Property Summary

Property Type	Commercial
Lot Size	0.6 acres (2,613 sqft)
Owner	Individual Name on File
Last Sale	$147,500 (May 2018)
Tax Bill	$294 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-28-326-019`

Property Details

APN / Parcel Number

Primary APN	`15-28-326-019`

Exterior

Lot Area	2,613 sqft (0.6 acres)

Location & Zoning

Street Address	403 RATHBONE AVE
City	AURORA
State	IL
Zip	60506-5936
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SOUTH END ADDN LOT 6 BLK 4
Legal Subdivision	SOUTH END ADDN
Legal Block	4
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2035
Census Tract	854700

Owner

403 Rathbone Ave, a commercial property, is owned by an individual who acquired it in January 2023.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	401 RATHBONE AVE, AURORA, IL 60506-5936
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Deed of Trust, Mortgage RAYMOND MERTENS
Mar 17, 2023	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 29, 2018	Trustee's Deed, Foreclosure · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2018 · Amount on File
Deed Sale	May 29, 2018 · Amount on File
Deed Document Number	201824539
Last Transfer Date	Jan 24, 2023
Transfer Doc	0000008355
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	403 RATHBONE AVE, AURORA, IL 60506-5936
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012592
Date	Apr 21, 2023
Instrument	2023K012592

Lender

Name	RAYMOND MERTENS
Type	Private Party
Address	38397 N DREXEL BLVD, ANTIOCH, IL 60002

Agreement

Amount	Amount on Record
Term	57 Months
Due	Jan 1, 2028

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Mar 17, 2023
Property Address	403 RATHBONE AVE, AURORA, IL 60506-5936
Document Number	0000008355
Instrument Date	Jan 10, 2023
Instrument	2023K008355
Transaction Type	Transfer
Record Updated	Mar 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 RATHBONE AVE, AURORA, IL 60506-5936

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	May 29, 2018
Property Address	403 RATHBONE AVE, AURORA, IL 60506-5936
Document Number	0000024539
Instrument Date	May 14, 2018
Instrument	2018K024539
Transaction Type	Foreclosure
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.50
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IL 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 OAK CREEK DR, YORKVILLE, IL 00000

Mortgage

Document Number	0000024580
Date	May 29, 2018
Instrument	2018K024580

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5.37%

Tax Assessment & Valuation

The 2025 property tax bill for 403 Rathbone Ave was $294.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$294.00	$3,971 (+9.39%) Land $3,971	$11,918 (+9.4%) Land $11,918
2024		$3,630 Land $3,630	$10,894 Land $10,894
2022	$261.00 (+3.98%)	$2,959 (+7.4%) Land $2,959	$8,877 (+7.4%) Land $8,877
2021	$251.00	$2,755 Land $2,755	$8,265 Land $8,265

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 403 Rathbone Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1980–2008)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 403 Rathbone Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon, Watch TV.

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