Union County and Westfield Town property record for 403 Prospect St, Westfield, NJ 07090
| Property Type | Duplex |
|---|---|
| Details | 2,459 sqft · built 2015 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $950,000 (Jun 2021) |
| Tax Bill | $19,762 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-01004-0000-00013-0000-C0002 |
| Primary APN | 20-01004-0000-00013-0000-C0002 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,459 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Duplex Single |
| Construction Type | Frame |
| Lot Area | 7,100 sqft (0.163 acres) |
| Garage Type | Attached |
| Street Address | 403 PROSPECT ST |
|---|---|
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-4054 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Subdivision | 401-403 PROSPECT STREET CONDO |
| Legal Block | 1004 |
| Legal Lot Number | 13 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 36600 |
Source: Union County and Westfield Town records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 403 PROSPECT ST, WESTFIELD, NJ 07090-4054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 18, 2021 | Deed, Transfer · Conventional Mortgage NATIONS LENDING CORP |
| Apr 19, 2017 | Grant Deed, Transfer · Conventional Mortgage PRIVATEBANK & TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2021 · Amount on Record |
| Deed Sale | Jun 18, 2021 · Amount on Record |
| Prior Sale | Apr 19, 2017 · Amount on Record |
| Deed Document Number | 20215975 |
| Deed Book / Page | 6417 / 2791 |
| Prior Transfer Date | May 3, 2012 |
| Prior Transfer Doc | 0059130692 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jun 18, 2021 |
| Property Address | 403 PROSPECT ST, WESTFIELD, NJ 07090-4054 |
| Document Number | 0064172791 |
| Book / Page | 6417 / 2791 |
| Map Reference | MB 6171 PG 57 |
| Instrument Date | May 18, 2021 |
| Instrument | 5975 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | REALSAFE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9856 GREAT BARRIER TRL, BOYNTON BEACH, FL 33473-7142 |
| Name | Verified Name |
|---|---|
| Address | 403 PROSPECT ST, WESTFIELD, NJ 07090-4054 |
| Document Number | 0000014757 |
|---|---|
| Date | Jun 18, 2021 |
| Instrument | 14757 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Apr 19, 2017 |
| Property Address | 403 PROSPECT ST, WESTFIELD, NJ 07090-4054 |
| Document Number | 0061830651 |
| Book / Page | 006183 / 000651 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 285550 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2017 |
| Title Company | PRESTIGE TITLE, PRESTIGE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $885.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 403 PROSPECT ST WESTFIELD NJ 070904054, WESTFIELD, NJ 07090-4054 |
| Document Number | 142610129 |
|---|---|
| Date | Apr 19, 2017 |
| Book Page | 014261/000129 |
| Instrument | 639410 |
| Name | PRIVATEBANK & TR |
|---|---|
| Type | Funding / Finance Company |
| Address | WORTH, IL 60482 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $862,200 (-) Land $479,900 Building $382,300 | $862,200 (-) Land $479,900 Building $382,300 | |
| 2025 | $19,762.00 (+1.78%) | $862,200 (-) Land $479,900 Building $382,300 | $862,200 (-) Land $479,900 Building $382,300 |
| 2024 | $19,417.00 (+4.26%) | ||
| 2023 | $862,200 Land $479,900 Building $382,300 | $862,200 Land $479,900 Building $382,300 | |
| 2022 | $18,623.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1979–2021) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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