Charlevoix County property record for 403 Prospect St, Charlevoix, MI 49720
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,222 sqft |
| Lot Size | 0.443 acres (19,297 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,589 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-140-051-20 |
| Primary APN | 052-140-051-20 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,222 sqft Living Area |
| 1st Floor Area | 1,222 sqft |
| Architectural Style | Ranch |
|---|---|
| Exterior Material | Wood Siding |
| Lot Area | 19,297 sqft (0.443 acres) |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 403 PROSPECT ST |
|---|---|
| City | CHARLEVOIX |
| State | MI |
| Zip | 49720-1020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 51 & S1/2 OF LOT 52 OF CROUTERS ADDITION MORE PARTICULARLY DESC AS COM SE COR LOT 105 CROUTER'S AD TO CITY OF CX TH AL W |
| Legal Range | 08 |
| Legal Township | 34 |
| Legal Section | 23 |
| Legal Subdivision | CROUTERS ADDITION |
| Legal Lot Number | 51-52 |
| Jurisdiction | CHARLEVOIX MI |
| Township / Civil Division | CHARLEVOIX |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 1500 |
Source: Charlevoix County records · APN 052-140-051-20
Assessment roll updated June 18, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7920 W 72ND PL, ARVADA, CO 80005-4232 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Charlevoix County records · Assessment roll updated June 18, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Charlevoix County |
| Municipality | Charlevoix City |
| Unified School District | Charlevoix Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,800 (-0.82%) | $411,600 (-0.82%) | |
| 2025 | $6,589.00 (+1.82%) | $207,500 (+44.1%) | $415,000 (+44.1%) |
| 2024 | $6,471.00 (+8.52%) | ||
| 2023 | $144,000 | $288,000 | |
| 2022 | $5,963.00 |
Source: FEMA National Flood Hazard Layer, Charlevoix County (26029C), as of September 15, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260290015003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 324 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MI0001330, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLEVOIX serves 3,124 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2022 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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