403 Post Oak, Winnsboro, TX 75494 Property Records

Wood County property record for 403 Post Oak, Winnsboro, TX 75494

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,104 sqft · built 1950
Lot Size	0.176 acres (7,667 sqft)
Owner	2 Individual Names on Record
Last Sale	$154,156 (Sep 2025)
Tax Bill	$1,562 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5305-0046-0011-50`

Property Details

APN / Parcel Number

Primary APN	`5305-0046-0011-50`
Alternative APN	`39618`

Interior

Full Baths	2 Baths
Building Area	1,104 sqft Living Area
Gross Area	1,164 sqft
1st Floor Area	756 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Other
Roof Type	Gable
Lot Area	7,667 sqft (0.176 acres)
Lot Dimensions	90 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	216 sqft
Porch	Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Account Number	5305-0046-0011-50
Street Address	403 N POST OAK ST
City	WINNSBORO
State	TX
Zip	75494-2432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1B BLK I-2 .176 CITY OF WINNSBORO
Legal Subdivision	WINNSBORO
Legal Block	I
Legal Lot Number	1B
Jurisdiction	WOOD TX
Township / Civil Division	WINNSBORO
Census Block Group	2
Census Block	2012
Census Tract	950200

Owner

Source: Wood County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 S POST OAK ST, WINNSBORO, TX 75494-3033
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 23, 2025	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2025 · Amount on Record
Deed Sale	Sep 23, 2025 · Amount on Record
Deed Document Number	20258303
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOOD TX
Property Address	403 POST OAK, WINNSBORO, TX 75494
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500008305
Date	Sep 23, 2025
Instrument	2025-00008305

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2035

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WOOD TX
Recording Date	Sep 23, 2025
Property Address	403 POST OAK, WINNSBORO, TX 75494
Document Number	202500008303
Instrument Date	Sep 19, 2025
Instrument	2025-00008303
Transaction Type	Transfer
Record Updated	Oct 8, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 E CARNEGIE ST, WINNSBORO, TX 75494-3206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 S POST OAK ST, WINNSBORO, TX 75494-3033

Mortgage

Document Number	202500008304
Date	Sep 23, 2025
Instrument	2025-00008304

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Wood County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wood County
Municipality	Winnsboro City
Unified School District	Winnsboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,810 (+86.38%) Land $5,370 Building $138,440	$143,810 (+1.06%) Land $5,370 Building $138,440
2025	$1,562.00 (+36.66%)	$77,160 (+2%) Land $3,860 Building $138,440	$142,300 (+121.31%) Land $3,860 Building $138,440
2023		$64,300 Land $3,860 Building $60,440	$64,300 Land $3,860 Building $60,440
2022	$1,143.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1980–1993)
Most Recent Claim	Oct 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WINNSBORO serves 3,614 people · EPA ID TX2500004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35
Peoples Communications Fixed Wireless	500 / 60
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum, T-Mobile.

Nearby Properties on Post Oak

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures