Osceola County property record for 403 Pink Ibis Bend, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,864 sqft · built 2023 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Jun 2023) |
| Tax Bill | $5,226 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-26-30-0664-0001-1270 |
| Primary APN | 13-26-30-0664-0001-1270 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,864 sqft Living Area |
| Gross Area | 2,454 sqft |
| 1st Floor Area | 810 sqft |
| Flooring | Tile |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | L-Shape |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,662 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 120 sqft |
| Heating System | HVAC |
|---|
| Street Address | 403 PINK IBIS BND |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-6889 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHERN PINES PH 4 PB 30 PGS 155-158 LOT 127 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 13 |
| Legal Subdivision | SOUTHERN PINES PHS 4 TAYLOR MORRISON HOM |
| Legal Phase | 4 |
| Legal Lot Number | 127 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43303 |
Source: Osceola County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 PINK IBIS BND, SAINT CLOUD, FL 34772-6889 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 6, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT |
| Jun 29, 2023 | Special Warranty Deed, Transfer · FHA Mortgage TAYLOR MORRISON HOME FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2023 · Amount on Record |
| Deed Sale | Jun 29, 2023 · Amount on Record |
| Deed Document Number | 202384069 |
| Deed Book / Page | 6432 / 2444 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 6, 2026 |
| Property Address | 403 PINK IBIS BND, SAINT CLOUD, FL 34772-6889 |
| Document Number | 0000102869 |
| Book / Page | 7016 / 366 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 2026102869 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 403 PINK IBIS BND, SAINT CLOUD, FL 34772-6889 |
| Document Number | 0000102869, |
|---|---|
| Date | Aug 6, 2026 |
| Book Page | 7016/366 |
| Instrument | 2026102869 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 1, 2066 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 29, 2023 |
| Property Address | 403 PINK IBIS BND, SAINT CLOUD, FL 34772-6889 |
| Document Number | 0064322444 |
| Book / Page | 6432 / 2444 |
| Map Reference | MB 30 PG 155-158 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 2023084069 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | INSPIRED TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2600 LAKE LUCIEN DR STE 350, 350, MAITLAND, FL 32751-7489 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 403 PINK IBIS BND, SAINT CLOUD, FL 34772-6889 |
| Document Number | 0064322446 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | 6432/2446 |
| Name | TAYLOR MORRISON HOME FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,226.00 (+450.68%) Homeowner's exemption | $334,900 (+458.17%) Land $75,000 Building $259,900 | $334,900 (+458.17%) Land $75,000 Building $259,900 |
| 2023 | $949.00 (+17.16%) | $60,000 (+33.33%) Land $60,000 | $60,000 (+33.33%) Land $60,000 |
| 2022 | $810.00 | $45,000 Land $45,000 | $45,000 Land $45,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 133 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 133 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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