403 Pinecrest Dr, Mount Airy, NC 27030 Property Records

Surry County property record for 403 Pinecrest Dr, Mount Airy, NC 27030

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,150 sqft · built 1956
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on Record
Last Sale	$103,000 (Mar 2017)
Tax Bill	$827 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5021-16-93-9756`

Property Details

APN / Parcel Number

Primary APN	`5021-16-93-9756`
Alternative APN	`100107429`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,150 sqft Living Area
1st Floor Area	1,150 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	56,628 sqft (1.3 acres)
Lot Width	175 ft Width
Garage Type	Carport
Garage Area	316 sqft
Carport	Carport
Carport Area	316 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	108 sqft
Storage Building	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100107429
Street Address	403 PINECREST DR
City	MOUNT AIRY
State	NC
Zip	27030-3041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LTS 27 & 28 INDIAN SPRINGS DEV
Legal Subdivision	INDIAN SPRINGS
Legal Lot Number	27-28
Jurisdiction	SURRY NC
Township / Civil Division	MOUNT AIRY
Census Block Group	2
Census Block	2001
Census Tract	930302

Owner

Source: Surry County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 PINECREST DR, MOUNT AIRY, NC 27030-3041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Mar 23, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2017 · Amount on Record
Deed Sale	Mar 23, 2017 · Amount on Record
Prior Sale	Feb 1, 1989 · Amount on Record
Deed Book / Page	1588 / 617
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Recording Date	Jun 4, 2026
Property Address	403 PINECREST DR, MOUNT AIRY, NC 27030-3041
Document Number	0000734298
Book / Page	1977 / 94
Instrument Date	Jun 1, 2026
Instrument	2026734298
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 PINECREST DR, MOUNT AIRY, NC 27030-3041

Mortgage

Document Number	0000734298,
Date	Jun 4, 2026
Book Page	1977/94
Instrument	2026734298

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Mar 23, 2017
Property Address	403 PINECREST DR, MOUNT AIRY, NC 27030-3041
Document Number	1588/0617
Book / Page	1588 / 0617
Instrument Date	Mar 20, 2017
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$206.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 PINECREST DR, MOUNT AIRY, NC 27030-3041

Mortgage

Document Number	1588/0622
Date	Mar 23, 2017
Book Page	1588/0622
Instrument	643684

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Surry County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Municipality	Mount Airy City
Unified School District	Mount Airy City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$827.00 (+43.58%)	$126,950 (+21.6%) Land $26,400 Building $100,550	$126,950 (+21.6%) Land $26,400 Building $100,550
2023	$576.00	$104,400 Land $26,400 Building $78,000	$104,400 Land $26,400 Building $78,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT AIRY serves 10,685 people · EPA ID NC0286010
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Fastlink Communications Fixed Wireless	100 / 25

Cell Coverage

5G and 4G LTE (outdoors only)

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