403 Pine St, Wildwood, FL 34785 Property Records

Sumter County property record for 403 Pine St, Wildwood, FL 34785

Property Summary

Property Type	Single Family Home
Details	900 sqft · built 2006
Lot Size	0.18 acres (7,875 sqft)
Owner	Individual Name on File
Last Sale	$68,900 (Sep 2016)
Tax Bill	$1,156 (2024)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`G07D267`

Property Details

APN / Parcel Number

Primary APN	`G07D267`
Alternative APN	`1048550`

Interior

Building Area	900 sqft Heated Area
Utility Area	200 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2006
Architectural Style	Conventional
Construction Type	Concrete
Lot Area	7,875 sqft (0.18 acres)
Lot Dimensions	105 ft deep x 75 ft wide
Garage Area	165 sqft
Porch	Finished/Screened Porch
Porch Area	112 sqft

Location & Zoning

Account Number	1048550
Street Address	403 PINE ST
City	WILDWOOD
State	FL
Zip	34785-4850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 28 29 AND 32 BLK I SUNSET PARK PB 1PG 82 1/2
Legal Range	23E
Legal Township	19S
Legal Section	07
Legal Subdivision	SUNSET PARK
Legal Block	1
Legal Lot Number	28-29 29
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	3
Census Block	3008
Census Tract	911301

Owner

403 Pine St is owned and occupied by an individual who bought it in September 2016.

Source: Sumter County records, as of December 19, 2025

Owner of Record	Individual Name on File
Mailing Address	403 PINE ST, WILDWOOD, FL 34785-4850
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2016 · Amount on File
Deed Sale	Sep 15, 2016 · Amount on File
Prior Sale	Nov 19, 2015
Deed Document Number	201660027374
Deed Book / Page	3154 / 0016
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	403 PINE ST, WILDWOOD, FL 34785-4850
Document Number	0036770379
Instrument Date	Dec 5, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 PINE ST WILDWOOD FL 347854850, WILDWOOD, FL 34785-4850

Mortgage

Document Number	0036770379
Date	Dec 26, 2019
Book Page	003677/000379
Instrument	60049724

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2049

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Municipality	Wildwood City
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,900 Land $7,870 Building $93,030	$100,900 Land $7,870 Building $93,030
2024	$1,156.00 (+0.17%)
2023	$1,154.00 (+3.96%) Additional exemption filed	$118,510 (+3%)	$149,070 (-1.43%) Land $4,090 Building $144,980
2022	$1,110.00 Homeowner's exemption	$115,060	$151,240 Land $4,090 Building $147,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Pine St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	9 (2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Pine St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILDWOOD, CITY OF (7 WPS) serves 25,941 people · EPA ID FL6600331
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20