403 Pine St, Orlando, FL 32824 Property Records

Orange County property record for 403 Pine St, Orlando, FL 32824

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,093 sqft · built 2006
Lot Size	0.164 acres (7,151 sqft)
Owner	Individual Name on Record
Last Sale	$125,500 (Feb 2015)
Tax Bill	$2,260 (2025)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-23-29-8228-40-407`

Property Details

APN / Parcel Number

Primary APN	`36-23-29-8228-40-407`
Alternative APNs	`292336822840407` `426157` `431816` `436305`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,093 sqft Living Area
Gross Area	1,348 sqft
1st Floor Area	1,093 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,151 sqft (0.164 acres)
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	24 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	403 PINE ST
City	ORLANDO
State	FL
Zip	32824-8232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SPAHLERS ADDITION TO TAFT D/114 LOT 7 BLK D TIER 4
Legal Range	29E
Legal Township	23S
Legal Section	36
Legal Subdivision	SPAHLERS ADD TO TAFT
Legal Tract	8228
Legal Block	D
Legal Lot Number	7
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1024
Census Tract	16803

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 PINE ST, ORLANDO, FL 32824-8232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2015 · Amount on Record
Deed Sale	Feb 18, 2015 · Amount on Record
Prior Sale	Oct 22, 2013 · Amount on Record
Deed Document Number	201583246
Deed Book / Page	10876 / 7411
Prior Transfer Date	Oct 18, 2013
Prior Transfer Doc	0000560748
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	403 PINE ST, ORLANDO, FL 32824-8232
Document Number	0000277940
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	403 PINE ST ORLANDO FL 328248232, ORLANDO, FL 32824-8232

Mortgage

Document Number	0000277940
Date	May 18, 2017
Instrument	277940

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	May 17, 2045

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,020 (+2.7%)	$248,460 (-1.08%) Land $80,000 Building $168,460
2025	$2,260.00 (+7.57%) Homeowner's exemption	$152,892 (+5.99%)	$251,180 (+25.11%) Land $80,000 Building $171,180
2024	$2,101.00 (+7.19%)
2023	$1,960.00 (+4.87%) Homeowner's exemption	$144,255 (+3%)	$200,768 (+20.49%) Land $50,000 Building $150,768
2022	$1,869.00 Homeowner's exemption	$140,053	$166,620 Land $40,000 Building $126,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 78 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	78 in force
Nearby Flood Claims	9 (1988–2022)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAFT WATER ASSOCIATION private · serves 4,232 people · EPA ID FL3481326
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20