403 Pine Hill Rd, Boone, NC 28607 Property Records

Watauga County property record for 403 Pine Hill Rd, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,176 sqft · built 1998
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Apr 2024 Line of Credit Sep 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1899-59-6046-000`

Property Details

APN / Parcel Number

Primary APN	`1899-59-6046-000`
Alternative APN	`1811421`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,176 sqft Living Area
1st Floor Area	672 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	108,900 sqft (2.5 acres)
Terrain	Above Road/Slope
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	240 sqft
Patio Area	179 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1811421
Street Address	403 PINE HILL RD
City	BOONE
State	NC
Zip	28607-7966
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.50 AC, DB2074 PG877
Legal Subdivision	PINE HILL AT POPLAR GROVE
Jurisdiction	WATAUGA NC
Township / Civil Division	BRUSHY FORK
Census Block Group	1
Census Block	1052
Census Tract	920602

Owner

Source: Watauga County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 PINE HILL RD, BOONE, NC 28607-7966
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage · Line of Credit PIEDMONT FSB
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 18, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Dec 31, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 31, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Dec 31, 2019
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	403 PINE HILL RD, BOONE, NC 28607-7966
Transaction Type	Mortgage
Record Updated	May 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 PINE HILL RD, BOONE, NC 28607-7966

Mortgage

Document Number	0023810599
Date	Apr 29, 2024
Book Page	2381/599
Instrument	740312

Lender

Name	PIEDMONT FSB
Type	Bank
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	403 PINE HILL RD, BOONE, NC 28607-7966
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021240031
Date	Sep 21, 2020
Book Page	2124/31
Instrument	695405

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	403 PINE HILL RD, BOONE, NC 28607-7966
Document Number	0020720596
Instrument Date	Jan 18, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 PINE HILL RD BOONE NC 286077966, BOONE, NC 28607-7966

Mortgage

Document Number	0020720596
Date	Jan 27, 2020
Book Page	002072/000596
Instrument	686886

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATAUGA NC
Recording Date	Dec 31, 2019
Property Address	403 PINE HILL RD, BOONE, NC 28607-7966
Document Number	0020680751
Book / Page	002068 / 000751
Instrument Date	Dec 18, 2019
Instrument	686128
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	403 PINE HILL RD BOONE NC 286077966, BOONE, NC 28607-7966

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATAUGA NC
Recording Date	Dec 31, 2019
Property Address	403 PINE HILL RD, BOONE, NC 28607-7966
Document Number	0020680757
Book / Page	002068 / 000757
Instrument Date	Dec 15, 2019
Instrument	686130
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	403 PINE HILL RD BOONE NC 286077966, BOONE, NC 28607-7966

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	403 PINE HILL RD, BOONE, NC 28607-7966
Document Number	0019610140
Instrument Date	Feb 19, 2018
Transaction Type	Mortgage
Record Updated	Mar 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	403 PINE HILL RD BOONE NC 286077966, BOONE, NC 28607-7966

Mortgage

Document Number	0019610140
Date	Feb 22, 2018
Book Page	001961/000140
Instrument	666388

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2048

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value
2025	$430,200 (+2.38%) Land $65,000 Building $365,200
2023	$420,200 Land $65,000 Building $355,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 units insured incl. 8 condo units
Nearby Flood Claims	8 (1979–2024)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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