403 Penny St, Garner, NC 27529 Property Records

Wake County property record for 403 Penny St, Garner, NC 27529

Property Summary

Property Type	Single Family Home
Details	1 ba · 772 sqft · built 1950
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Apr 2018)
Tax Bill	$1,627 (2023)
Deeds & Mortgages	Feb 2020 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1711.15-63-9941 0056426`

Property Details

APN / Parcel Number

Primary APN	`1711.15-63-9941 0056426`
Alternative APNs	`005642601` `0056426`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	772 sqft Heated Area
1st Floor Area	772 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	42,689 sqft (0.98 acres)
Porch	Porch
Porch Area	284 sqft
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0056426
Old Parcel Number	005642601
Street Address	403 PENNY ST
City	GARNER
State	NC
Zip	27529-3219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LO2 C N ALLEN SUB
Legal Township	16
Legal Subdivision	ALLEN SUB
Legal Lot Number	2
Jurisdiction	WAKE NC
Township / Civil Division	ST. MARYS
Census Block Group	1
Census Block	1017
Census Tract	52815

Owner

403 Penny St is owned and occupied by an individual who bought it in April 2018.

Source: Wake County records, as of April 18, 2024

Owner of Record	Individual Name on File
Mailing Address	403 PENNY ST, GARNER, NC 27529-3219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Apr 20, 2018	Warranty Deed, Transfer · Conventional with PMI REGIONS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2018 · Amount on File
Deed Sale	Apr 20, 2018 · Amount on File
Deed Document Number	0017103178
Deed Book / Page	17103 / 178
Record Updated	Jun 7, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	403 PENNY ST, GARNER, NC 27529-3219
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017745/107
Date	Feb 12, 2020
Book Page	17745/107

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	162 Months
Due	Aug 23, 2033

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Apr 20, 2018
Property Address	403 PENNY ST, GARNER, NC 27529-3219
Document Number	171030178
Book / Page	017103 / 000178
Instrument Date	Apr 20, 2018
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 PENNY ST GARNER NC 275293219, GARNER, NC 27529-3219

Mortgage

Document Number	171030181
Date	Apr 20, 2018
Book Page	017103/000181

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2048

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Garner Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,627.00	$125,157 Land $50,000 Building $75,157	$125,157 Land $50,000 Building $75,157

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Penny St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Penny St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Penny St

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