Cherokee County property record for 403 Park St, Centre, AL 35960 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1964 |
| Square Footage | 1,595 sqft Living Area |
| Lot Size | 26,572 sqft (0.61 acres) |
| Garage | Carport |
| Occupancy | Owner Occupied |
| Last Sale | $185,000 (2023) |
| Tax Bill | $725.00 (2025) |
| Primary APN | 13-14-05-22-1-004-003.000 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,595 sqft Living Area |
|---|---|
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1964 |
|---|---|
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 26,572 sqft (0.61 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Carport Area | 400 sqft Carport |
| Patio Area | 140 sqft Patio |
|---|---|
| Porch | Open Porch |
| Porch Area | 78 sqft Porch |
| Utility Building | 180 sqft Utility Building |
| Account Number | 218289 |
|---|---|
| Street Address | 403 PARK ST |
| City | CENTRE |
| State | AL |
| Zip | 35960-1506 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 1, BLK A, D.E. COLEY SD,PB 6 PG 67;ALSO PAR BEG NW CORLOT 1;N 125'TO PT R/W PARK ST;S 180';W 115'TO POB |
| Legal Block | A |
| Legal Lot Number | 1 |
| Jurisdiction | CHEROKEE AL |
| Minor Civil Division | CENTRE |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 956000 |
Source: Cherokee County records · APN 13-14-05-22-1-004-003.000
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 PARK ST, CENTRE, AL 35960-1506 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 07, 2018 | Deed of Trust, Mortgage · Stand Alone First Mortgage LOANDEPOT.COM LLC |
| Aug 27, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage PEOPLES BANK OF ALABAMA |
| Oct 02, 2023 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 02, 2023 · Amount on Record |
| Deed Sale | Oct 02, 2023 · Amount on Record |
| Deed Doc Number | 230901 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 403 PARK ST, CENTRE, AL 35960-1506 |
| Transaction Type | Mortgage |
| Record Updated | Jan 01, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000205134 |
|---|---|
| Date | Nov 07, 2018 |
| Instrument | 205134 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 403 PARK ST, CENTRE, AL 35960-1506 |
| Transaction Type | Mortgage |
| Record Updated | Jan 01, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000208814 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 208814 |
| Name | PEOPLES BANK OF ALABAMA |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Oct 02, 2023 |
| Property Address | 403 PARK ST, CENTRE, AL 35960-1506 |
| Document Number | 0000230901 |
| Map Reference | MB 6 PG 67 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 230901 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 440 RAY ST, CENTRE, AL 35960-2472 |
| Name | Verified Name |
|---|---|
| Address | 403 PARK ST, CENTRE, AL 35960-1506 |
| Document Number | 0000230902 |
|---|---|
| Date | Oct 02, 2023 |
| Instrument | 230902 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2053 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Centre City |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $725.00 Homeowner's exemption | $1,300 (-) Land $840 Building $460 | $165,300 (-) Land $8,300 Building $157,000 |
| 2024 | $725.00 (+4.62%) Additional exemption filed | $1,300 (-91.19%) Land $840 Building $460 | $165,300 (+12.14%) Land $8,300 Building $157,000 |
| 2023 | $693.00 | $14,760 (+1,035.38%) | $147,400 (-) Land $8,300 Building $139,100 |
| 2022 | $693.00 | $1,300 Land $840 Building $460 | $147,400 Land $8,300 Building $139,100 |
Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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