403 Parish Cv, Mary Esther, FL 32569 Property Records

Okaloosa County property record for 403 Parish Cv, Mary Esther, FL 32569

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,302 sqft · built 1994
Lot Size0.289 acres (12,572 sqft)
Owner2 Individual Names on File
Last Sale$269,000 (Dec 2015)
Tax Bill$2,562 (2025)
Deeds & MortgagesJun 2022 Mortgage
Sep 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNC56-000-595-1788-8

Property Details

APN / Parcel Number

Primary APNC56-000-595-1788-8
Alternative APNs
  • 16-2S-25-0079-000B-0030
  • 25S2160079000B0030

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,302 sqft Living Area
Gross Area3,304 sqft
1st Floor Area1,654 sqft
Upper Floors Area648 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area12,572 sqft (0.289 acres)
Garage TypeAttached
Garage Area462 sqft
PorchFlorida Room
Porch Area220 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address403 PARISH CV
CityMARY ESTHER
StateFL
Zip32569-2134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRISTOL PARK LOT 3 BLK B
Legal Range25W
Legal Township02S
Legal Section16
Legal SubdivisionBRISTOL PARK
Legal BlockB
Legal Lot Number3
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2018
Census Tract23100

Owner

403 Parish Cv is owned and occupied by two individuals who bought it in December 2015.

Source: Okaloosa County records, as of October 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address403 PARISH CV, MARY ESTHER, FL 32569-2134
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2022Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Sep 8, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jan 5, 2017Deed of Trust, Mortgage · VA Mortgage
SUN WEST MORTGAGE COMPANY INC
Sep 20, 2018Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jul 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2015 · Amount on File
Deed SaleDec 29, 2015 · Amount on File
Prior SaleJul 10, 2002 · Amount on File
Deed Document Number20153040174
Deed Book / Page3229 / 3471
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address403 PARISH CV, MARY ESTHER, FL 32569-2134
Transaction TypeMortgage
Record UpdatedJul 19, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 PARISH CV, MARY ESTHER, FL 32569-2134

Mortgage

Document Number0036300308
DateJun 29, 2022
Book Page3630/308
Instrument3560803
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address403 PARISH CV, MARY ESTHER, FL 32569-2134
Transaction TypeMortgage
Record UpdatedSep 23, 2021
Title CompanyWATSON TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 PARISH CV, MARY ESTHER, FL 32569-2134

Mortgage

Document Number0035722007
DateSep 8, 2021
Book Page3572/2007
Instrument3486814
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount on Record
Term325 Months
DueOct 1, 2048

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address403 PARISH CV, MARY ESTHER, FL 32569-2134
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032822693
DateJan 5, 2017
Book Page3282/2693
Instrument3110602
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
AddressCERRITOS, CA 90703
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2047

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address403 PARISH CV, MARY ESTHER, FL 32569-2134
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033680945
DateSep 20, 2018
Book Page3368/0945
Instrument3233264
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2048

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address403 PARISH CV, MARY ESTHER, FL 32569-2134
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034743774
DateJul 10, 2020
Book Page3474/3774
Instrument3372339
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term339 Months
DueOct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 403 Parish Cv was $2,562 with exemptions applied.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,562.00 Homeowner's exemption Veteran's exemption$259,402$389,450 Land $76,227 Building $313,223
2023$2,457.00 (+5.54%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$244,749 (+3%)$385,844 (+6.3%) Land $51,104 Building $334,740
2022$2,328.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$237,620$362,974 Land $47,760 Building $315,214

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Parish Cv in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 259 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 in force
Nearby Flood Claims287 (1991–2021)
Claims Outside the SFHA104 of 287
Most Recent ClaimJul 2021 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 37 claims
  • Hurricane Frances, Sep 2004 · 122 claims
  • Hurricane Opal, Oct 1995 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Parish Cv is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Spectrum.

Nearby Properties on Parish Cv

Nearby Streets

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