403 Palm Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 403 Palm Dr, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,916 sqft · built 1981
Lot Size	0.23 acres (10,000 sqft)
Owner	Company Name on Record
Last Sale	$2,000,000 (Jul 2021)
Tax Bill	$16,385 (2024)
Deeds & Mortgages	Jul 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`00391660-000000`

Property Details

APN / Parcel Number

Primary APN	`00391660-000000`
Alternative APNs	`20643600391660000000` `1479985`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,916 sqft Living Area
1st Floor Area	2,576 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Pile
Roof Type	Geodesic/Dome
Roof Material	Concrete
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
View / Lot	Canal
Garage Type	Covered
Garage Area	943 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Florida Room
Porch Area	1,622 sqft
Patio Area	2,270 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1479985
Street Address	403 PALM DR
City	ISLAMORADA
State	FL
Zip	33036-4212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS-M
Legal Description	BK 5 LT 11 SAFETY HARBOR PB 3-69 SEC-1 LOWER MATECUMBE KEY OR556-781 OR1146-2371 OR1315-1264/65F/J-CASE #93-20630-FR-04 OR1315-2090/2101PR/S/AG OR1326-558 OR1429-5 OR2138-229/31T/C OR2249-1262 OR3110-2349
Legal Range	36E
Legal Township	64S
Legal Section	20
Legal Subdivision	SAFETY HARBOR SEC 1
Legal Block	5
Legal Lot Number	11
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1009
Census Tract	970900

Owner

Source: Monroe County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6176 EAGLES NEST DR, JUPITER, FL 33458-2451
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2021 · Amount on Record
Deed Sale	Jul 8, 2021 · Amount on Record
Prior Sale	Nov 3, 2006 · Amount on Record
Deed Document Number	20212329053
Deed Book / Page	3110 / 2349
Transfer Doc	1326000558
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 8, 2021
Property Address	403 PALM DR, ISLAMORADA, FL 33036-4212
Document Number	0031102349
Book / Page	3110 / 2349
Map Reference	MB 3 PG 69
Instrument Date	Jul 8, 2021
Instrument	2329053
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	CORAL REEF TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$14,000.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	89761 OLD HWY, 89761, ISLAMORADA, FL 33036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6176 EAGLES NEST DR, JUPITER, FL 33458-2451

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,907,000 (+3.45%) Land $1,305,600 Building $601,400	$1,907,000 (+3.45%) Land $1,305,600 Building $601,400
2024	$16,385.00 (+4.52%)
2023	$15,676.00 (+15.44%)	$1,843,483 (+34.76%) Land $1,275,000 Building $568,483	$1,843,483 (+34.76%) Land $1,275,000 Building $568,483
2022	$13,579.00	$1,367,991 Land $790,500 Building $577,491	$1,367,991 Land $790,500 Building $577,491

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 493 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	650 units insured incl. 157 condo units
Nearby Flood Claims	553 (1981–2020)
Claims Outside the SFHA	2 of 553
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 250 claims Hurricane Wilma, Oct 2005 · 78 claims Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20