St. Johns County property record for 403 Palace Dr, Saint Augustine, FL 32084 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2020 |
| Square Footage | 1,591 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $402,500 (2025) |
| Tax Bill | $3,073.00 (2025) |
| Primary APN | 073324-0690 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,591 sqft Living Area |
| Gross Area | 2,248 sqft Gross Area |
| 1st Floor | 1,591 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,534 sqft (0.15 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Porch Area | 216 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 403 PALACE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-6658 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 85/13-20 NORTHRIDGE LAKES UNIT 5 LOT 69 OR6186/990 |
| Legal Range | 29E |
| Legal Township | 06S |
| Legal Section | 35 |
| Legal Subdivision | NORTHRIDGE LAKES UNIT 5 |
| Legal Block | 1 |
| Legal Lot Number | 69 |
| Legal Unit | 5 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 3 |
| Census Block | 3030 |
| Census Tract | 20904 |
Source: St. Johns County records · APN 073324-0690
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 PALACE DR, SAINT AUGUSTINE, FL 32084-6658 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Sep 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 02, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Jun 25, 2020 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 17, 2025 · Amount on Record |
| Deed Sale | Jul 17, 2025 · Amount on Record |
| Prior Sale | Jun 25, 2020 · Amount on Record |
| Deed Doc Number | 202557139 |
| Deed Book / Page | 6186 / 990 |
| Prior Transfer Date | Sep 03, 2020 |
| Prior Transfer Doc | 0050321459 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 403 PALACE DR, SAINT AUGUSTINE, FL 32084-6658 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 403 PALACE DR, SAINT AUGUSTINE, FL 32084-6658 |
| Document Number | 0053671938 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 5367/1938 |
| Instrument | 2021100808 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 02, 2020 |
| Property Address | 403 PALACE DR, SAINT AUGUSTINE, FL 32084-6658 |
| Document Number | 0050321459 |
| Book / Page | 005032 / 001459 |
| Instrument Date | Sep 02, 2020 |
| Instrument | 74400 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10806 BLOSSOM LN SILVER SPRING MD 209031003, SILVER SPRING, MD 20903-1003 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 25, 2020 |
| Property Address | 403 PALACE DR, SAINT AUGUSTINE, FL 32084-6658 |
| Document Number | 0049730284 |
| Book / Page | 4973 / 284 |
| Map Reference | MB 85 PG 13-20 |
| Instrument Date | Jun 23, 2020 |
| Instrument | 2020050027 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Address | 403 PALACE DR, SAINT AUGUSTINE, FL 32084-6658 |
| Document Number | 4973285 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 4973/285 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $332,353 (+37.73%) Land $82,000 Building $250,353 | $332,353 (-2.15%) Land $82,000 Building $250,353 | |
| 2025 | $3,073.00 (+13.39%) Homeowner's exemption | $241,305 (+5.99%) | $339,660 (+1.78%) Land $90,000 Building $249,660 |
| 2024 | $2,710.00 (+2.07%) | ||
| 2023 | $2,655.00 (+3.23%) Homeowner's exemption | $227,674 (+3%) | $333,722 (+11.07%) Land $95,000 Building $238,722 |
| 2022 | $2,572.00 Homeowner's exemption | $221,043 | $300,461 Land $80,640 Building $219,821 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 53% of the US · above 24% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 893 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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