Kane County property record for 403 Orchard St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,613 sqft · built 1923 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Jun 2013) |
| Tax Bill | $5,689 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-252-001 |
| Primary APN | 06-23-252-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 5 Stories |
| Building Area | 1,613 sqft Living Area |
| Gross Area | 2,688 sqft |
| Basement Area | 1,075 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 403 ORCHARD ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAWKINS & PECKS 2ND ADDN LOT 8 BLOCK 2 |
| Legal Subdivision | HAWKINS&PECKS 2ND ADDN |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 851600 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 403 ORCHARD ST, ELGIN, IL 60123-7521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2013 · Amount on Record |
| Deed Sale | Jun 10, 2013 · Amount on Record |
| Deed Document Number | 201342328 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,689.00 (+15.82%) Homeowner's exemption | $82,572 (+8.57%) Land $18,999 Building $63,573 | $247,815 (+8.57%) Land $57,020 Building $190,795 |
| 2024 | $76,054 (+21.39%) Land $17,499 Building $58,555 | $228,253 (+21.44%) Land $52,518 Building $175,735 | |
| 2022 | $4,912.00 (+4.73%) Homeowner's exemption | $62,651 (+6.96%) Land $14,415 Building $48,236 | $187,953 (+6.96%) Land $43,245 Building $144,708 |
| 2021 | $4,690.00 Homeowner's exemption | $58,574 Land $13,477 Building $45,097 | $175,722 Land $40,431 Building $135,291 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–1982) |
| Most Recent Claim | Dec 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures