403 Opekiska St, Erwin, TN 37650 Property Records

Unicoi County property record for 403 Opekiska St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,474 sqft · built 1920
Lot Size	0.181 acres (7,882 sqft)
Owner	Individual Name on Record
Last Sale	$359,000 (Apr 2022)
Tax Bill	$1,569 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Aug 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`031C-C-001.00`

Property Details

APN / Parcel Number

Primary APN	`031C-C-001.00`
Alternative APNs	`086031C C 00100` `000007099`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,474 sqft Living Area
1st Floor Area	1,318 sqft
Upper Floors Area	1,156 sqft
Basement Area	306 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2010
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,882 sqft (0.181 acres)
Lot Dimensions	100 ft deep x 77 ft wide
Garage Type	Detached
Garage Area	256 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	403 OPEKISKA ST
City	ERWIN
State	TN
Zip	37650-1711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	E L CO BLK G LOT 1-2 75X100 IRR
Legal Subdivision	E L CO
Legal Block	G
Legal Lot Number	1-2
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	2
Census Block	2027
Census Tract	80400

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 OPEKISKA ST, ERWIN, TN 37650-1711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Warranty Deed, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Aug 14, 2020	Administrator's Deed, Transfer · Line of Credit PEOPLES BANK OF THE SOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2022 · Amount on Record
Deed Sale	Apr 7, 2022 · Amount on Record
Prior Sale	Aug 14, 2020 · Amount on Record
Deed Document Number	2022796
Deed Book / Page	458 / 177
Last Transfer Date	Oct 10, 2023
Transfer Doc	0000474750
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Apr 7, 2022
Property Address	403 OPEKISKA ST, ERWIN, TN 37650-1711
Document Number	0000458177
Book / Page	458 / 177
Map Reference	MB 12 PG 84
Instrument Date	Apr 7, 2022
Instrument	22000796
Transaction Type	Transfer
Record Updated	Apr 20, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,328.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 OPEKISKA ST, ERWIN, TN 37650-1711

Mortgage

Document Number	0022000797
Date	Apr 7, 2022
Instrument	22000797

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2020: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	UNICOI TN
Recording Date	Aug 14, 2020
Property Address	403 OPEKISKA ST, ERWIN, TN 37650-1711
Document Number	0000043614
Book / Page	436 / 14
Map Reference	MB 12 PG 84
Instrument Date	Jul 31, 2020
Instrument	20001450
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020001451
Date	Aug 14, 2020
Instrument	20001451

Lender

Name	PEOPLES BANK OF THE SOUTH
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,100 (-) Land $4,900 Building $55,200	$240,400 (-) Land $19,600 Building $220,800
2024	$1,569.00 (+11.04%)
2023		$60,100 (-) Land $4,900 Building $55,200
2022	$1,413.00	$60,100 Land $4,900 Building $55,200	$240,400 Land $19,600 Building $220,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1984–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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